Type of lock for insurance purposes

MisterNick

I am arranging the insurance on a flat my father in law is moving into in a new Mcarthy Stone development. 
I am struggling with what the front door lock is. I can't see a BS kite on it and all of the options have something wrong with them. Could anybody help please

ic

If its a multipoint lock, you lift the handle and see bolts and hooks shoot out at various places up and down the door.

Mark_d

Looks like "A different type of lock" to me.  The approved types of lock require a key to exit the door.

MisterNick

Thanks for your quick answers. i was going to go for a different type of lock. 

Boohoo

I don't think it's a different lock.

The inside is a thumb turn lock so no key needed to lock the door from the inside but a key is needed to gain entry from outside.

Looking at the photos the 1st one shows what looks like a multi point locking system but OP needs to see if hooks, claws or shoots are on there when lifting the handle.

Also as it's a M/S development place is harder to get insurance for this type of property?

grumpy_codger

Boohoo said:

I don't think it's a different lock.

The inside is a thumb turn lock so no key needed to lock the door from the inside but a key is needed to gain entry from our 
....

Have you ever seen a (house external) door with a multipoint lock that doesn't need a key to gain entry from outside, i.e. with two thumb turns?

My point being that all multipoint locks are key-operated at least on one side, i.e. it makes no sense to specify 'key-operated' if the requirement is for at least one side.

MisterNick

Thanks for the responses. It seems there is no difference in cost between them so I think I will go with different lock.

MisterNick

Boohoo said:

Also as it's a M/S development place is harder to get insurance for this type of property?

Could you elaborate on that please?
I wanted £7,500 cover, but also wanted AD and Legal exp. Lemonade were £74, I may go for the Admiral Platinum at £80. £150k sum insured which is over the top but price ok - He gets tenants liability cover with Admiral. 
Apologies, I realise this is not an insurance category

Boohoo

grumpy_codger said:

Boohoo said:

I don't think it's a different lock.

The inside is a thumb turn lock so no key needed to lock the door from the inside but a key is needed to gain entry from our 
....

Have you ever seen a (house external) door with a multipoint lock that doesn't need a key to gain entry from outside, i.e. with two thumb turns?

My point being that all multipoint locks are key-operated at least on one side, i.e. it makes no sense to specify 'key-operated' if the requirement is for at least one side.

I edited the bit about our to outside.

OP stated that there where going to put "different type of lock" on the insurance website and so was Mark_d and I was saying I don't think it s a different type of lock but a multi point type.

grumpy_codger

Boohoo said:

grumpy_codger said:

Boohoo said:

I don't think it's a different lock.

The inside is a thumb turn lock so no key needed to lock the door from the inside but a key is needed to gain entry from our 
....

Have you ever seen a (house external) door with a multipoint lock that doesn't need a key to gain entry from outside, i.e. with two thumb turns?

My point being that all multipoint locks are key-operated at least on one side, i.e. it makes no sense to specify 'key-operated' if the requirement is for at least one side.

...
... I was saying I don't think it s a different type of lock but a multi point type.

Yes, it is multi point type, but IMO, not 'key-operated'. In this case the only option out of 5 is 'other type'.

Boohoo

MisterNick said:

Boohoo said:

Also as it's a M/S development place is harder to get insurance for this type of property?

Could you elaborate on that please?
I wanted £7,500 cover, but also wanted AD and Legal exp. Lemonade were £74, I may go for the Admiral Platinum at £80. £150k sum insured which is over the top but price ok - He gets tenants liability cover with Admiral. 
Apologies, I realise this is not an insurance category

So he's going to be a tenant and not buying the place then?

A relative of mine lived in these types of places a few years back and as it was not a normal type of dwelling they had to get insurance through a broker because of the situation. Things may have changed now.

Have you spoken to McCarthy Stone about the lock type and if they have any advice on insurance. You could also ask his neighbours about what insurance they have and its also a good way of introducing him and yourselves to new neighbours.