DCB Legal Letter of Claim and CCJs

yellowrose922

I’ve received four letters from DCB Legal between April and August this year. I was away and I only discovered them now. The incidents mentioned in the letters date back to 2019 and 2020. I don’t have any other paperwork apart from those letters. Each one of them demands £170 for things like overstay or unpaid parking charge. 

In the past, I’ve received letters from DCBL Limited. I paid one (£170) before I found this forum and all the advice, but I ignored the rest. Now I’ve started receiving these letters from DCB Legal. I sent them the standard response from Post 2 in the Newbies thread, but I’m feeling slightly worried and unsure about my next steps. Am I now just waiting for the court to get involved? And what happens next? Defence?

I’m also not sure whether this needs a separate thread, but in the past I ignored some similar letters right up to the point of getting a CCJ. At the moment, there are five CCJs showing on my credit file, totalling around £2,500. Most of them are nearly 6 years old, but one is from 2022. What’s the best way to deal with this now? 

By the way, I don’t believe any of these is actually mine. During that time I was in an abusive relationship and my partner used to drive my car a lot. He has since passed away. There was more parking charges and such, I’ve had bailiffs at my door several times and I paid close to £3.5k over the years to Marshall Holdings and another company that I don’t remember. I don’t really want to deal with this anymore. I made a massive mistake by allowing all that to happen, but I moved on. I just worry this will never end. 

Apologies for all the information that might be irrelevant and thanks in advance for any advice. 

Gr1pr

Once the Loc response stage is completed,  you do nothing until a Money Claim N1SDT court claim pack from the CNBC in Northampton using MCOL arrives in the post

No court is involved until the latter part of the 8 steps is completed,  money claim is first, then the defence stage,  then the N180 stage,  then mediation stage, then the transfer to your local civil court stage,  etc

I don't think that its worth doing anything with old CCJ,s, and set asides cost around £313, if granted or not  !

Claims for unpaid parking charges are usually in the Registered Keepers name,  unless the RK named a different driver 

Coupon-mad

Yep leave the CCJs if they aren't affecting you. Show us the latest letter you received.

Do NOT ignore a claim form.

yellowrose922

It’s four letters exactly like this one, just different dates. 

Gr1pr

Letters of Claim,  not Claim forms, not yet

Coupon-mad

But they are all dated May. Did you respond?

Do they hold an old address for you as well?