Zika virus risk and our rights?

twopenny

A healthy child is more important than money.
Sure you'd love the holiday you were looking forward to and a good idea to get some you time in now while you can.

See what is possible that is safe.
Won't be as exciting but a baby is going to give you all the excitement necessary pretty soon 🙂

saajan_12

The timing of the policy and declarations needed become moot if the insurance doesn't cover cancellation due to being pregnant at all (vs say cancellation due to a pregnancy complication). 
You need to check your insurance policy for that. 


There was a recent thread about this whereby the insurance wouldn't pay out for cancellation due to late stage pregancy but also wouldn't cover complications due to flying against medical advice - a catch 22. Might have been this one, haven't read back in full https://forums.moneysavingexpert.com/discussion/comment/81516050#Comment_81516050?utm_source=community-search&utm_medium=organic-search&utm_term=insurance+pregnant

I'd note however that OP's case of 20 weeks is very different to late stage pregnancy. 

NoodleDoodleMan

Would insurance providers cover any conditions if the policy holder travels contrary to medical advice ?

silvercar

NoodleDoodleMan said:

Would insurance providers cover any conditions if the policy holder travels contrary to medical advice ?

Possibly if the claim is unconnected to the reason medical advice warned against travel.

NoodleDoodleMan

silvercar said:

NoodleDoodleMan said:

Would insurance providers cover any conditions if the policy holder travels contrary to medical advice ?

Possibly if the claim is unconnected to the reason medical advice warned against travel.

Thanks for that. Indeed there is no "one size fits all" scenario.

FCDO advice in respect of certain countries is not to travel at all, unless essential - or not to specified areas within these countries - for security reasons rather than potential health hazards.

I wouldn't be risking an unborn child by going to such locations, however that's my personal opinion.