Buying washing machine: Additional insurance useful?

andre_xs

Dear All,
we're considering buying a washing machine via Curry's. It's a Bosch with a 5-year extended warranty. At the same time, Curry offers a 5-year guarantee for £150.

Seems a bit steep for something similar, so I was wondering whether these additional insurances make sense on top of the 5-year Bosch guarantee?

Best wishes,
Andre

Isthisforreal99

Never buy any warranty from Currys.

MyRealNameToo

andre_xs said:

we're considering buying a washing machine via Curry's. It's a Bosch with a 5-year extended warranty. At the same time, Curry offers a 5-year guarantee for £150.

Seems a bit steep for something similar, so I was wondering whether these additional insurances make sense on top of the 5-year Bosch guarantee?

What does the Curry's guarantee offer that the Bosch one doesnt? They are presumably to run concurrently 

Remember that for the Bosch one you have to register the goods within 3 months of purchase else you just get the standard 2 years. 

Personally I dont, they dont represent good value to me and fortunately if I had to I could afford to replace the machine without significant value. Other people prefer to have them with the relative piece of mind that they won't have big bills in the near future. 

It's certainly worth checking both to see what happens if the machine is beyond encomical repair. Some warranties leave you on your own or at best offer a modest discount off a new machine whereas others will replace the machine if they can't repair it at a reasonable cost. 

chrisw

Stick with the Bosch one by registering it. It covers parts and labour, the Currys's one is presumably intended for those that only come with a one or two year warranty.

ic

Don't get the curry's policy, they just offer it as an add on regardless of whether you need it or not.

Peter999_2

I personally have self-insured since 1999.   The amount of money I've saved is shocking,    if anything breaks then I just buy a new one (if I can't repair it)

Keep_pedalling

chrisw said:

Stick with the Bosch one by registering it. It covers parts and labour, the Currys's one is presumably intended for those that only come with a one or two year warranty.

Agree, the support Bosch provide is good. The two times I have needed it, I have been able to book an appointment quickly and have had the machines back up and running in a few days. 

MyRealNameToo

Peter999_2 said:

I personally have self-insured since 1999.   The amount of money I've saved is shocking,    if anything breaks then I just buy a new one (if I can't repair it)

Self insured or just uninsured? I'm the later as can afford to buy a replacement without having to set aside a special pot of money to be able to cover the cost of a replacement. 

Assuming you have self insured as stated, at what value have you set the pot? Presumably less than having to replace every white good at the same time?

TheNorthStar

If the machine has a five year parts and labour guarantee I would stick with just that. Have a look if John Lewis can price match the machine, not sure if there two year electrical cover is on top of the manufacturers warranty. We had a four year-old machine from John Lewis which went faulty. They replaced the entire machine with a new upgraded model and a new five year guarantee.

Albermarle

andre_xs said:

Dear All,
we're considering buying a washing machine via Curry's. It's a Bosch with a 5-year extended warranty. At the same time, Curry offers a 5-year guarantee for £150.

Seems a bit steep for something similar, so I was wondering whether these additional insurances make sense on top of the 5-year Bosch guarantee?

Best wishes,
Andre

If you get a free 5 year guarantee from the manufacturer, why would you even consider paying for exactly the same from Currys ??