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First time buyer stamp duty

Hi, 
I am a first time buyer but my partner is not. If I buy a property for us both to live in do I have to pay stamp duty because it is a home for both of us? 

Comments

  • Keep_pedalling
    Keep_pedalling Posts: 21,184 Forumite
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    Unless you are married, no.
  • user1977
    user1977 Posts: 18,128 Forumite
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    And assuming you are genuinely buying it solo i.e. not if your partner has a beneficial interest because they're chipping in money as well.
  • Arnie5
    Arnie5 Posts: 4 Newbie
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    We are married so this would mean I would have to pay stamp duty then/
  • SDLT_Geek
    SDLT_Geek Posts: 2,948 Forumite
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    Arnie5 said:
    We are married so this would mean I would have to pay stamp duty then/
    Not necessarily.  Does your spouse have other property interests?

    If so then the extra 5% might apply and FTB relief then goes.  That is because the 5% surcharge rules treat a spouse as being a joint buyer, even where they are not.

    But if the extra 5% does not apply, then the FTB rules do not bring in a spouse in the same way.  So if it is all your money and all your property, then you could qualify for the relief.
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