Halifax Clarity Credit Card

beefturnmail

For years I've been using this abroad for spending as it was fee free.  Just noticed it no longer appears on MSE's list of recommended cards for spending abroad - so just checking it is still fee free and that I haven't missed any changes to t & c?   Thanks in advance

Mark_d

Yes it's still fee free.  I use the Halifax Clarity card and recently checked the legal documentation.

Isthisforreal99

Used it last month and still fee-free on spending. Think it's fell out 'best' list as others do cashback and also fee free/interest free cash but clarity charges interest from the date of withdrawal so avoud withdrawing cash.

Beeblebr0x

I use Monzo for cash withdrawals in Europe. No fees.

grumpy_codger

beefturnmail said:

For years I've been using this abroad for spending as it was fee free.  Just noticed it no longer appears on MSE's list of recommended cards for spending abroad - so just checking it is still fee free and that I haven't missed any changes to t & c?   Thanks in advance

It's better to check Halifax directly - https://www.halifax.co.uk/creditcards/travel.html (top result of google search for 'halifax clarity'

Isthisforreal99

Beeblebr0x said:

I use Monzo for cash withdrawals in Europe. No fees.

No fees from Monzo but more and more ATM's impose their own fees. Apart from using a Santander card in Spain at a Santander ATM is there a way to avoid ATM fees?

Nasqueron

Isthisforreal99 said:

Beeblebr0x said:

I use Monzo for cash withdrawals in Europe. No fees.

No fees from Monzo but more and more ATM's impose their own fees. Apart from using a Santander card in Spain at a Santander ATM is there a way to avoid ATM fees?

Use a fee free card for all payments and don't use cash unless absolutely necessary. Take some cash in advance but only use it where you have to.

NoodleDoodleMan

Isthisforreal99 said:

Beeblebr0x said:

I use Monzo for cash withdrawals in Europe. No fees.

No fees from Monzo but more and more ATM's impose their own fees. Apart from using a Santander card in Spain at a Santander ATM is there a way to avoid ATM fees?

Be advised - as long as it's a fully branded Banco Santander ATM located at a branch - standalone cajeros run by a separate network (European Automatic Cash) are only fee free for domestic Spanish BS card holders by agreement.