Courmacs Legal

Jimi77

Hi all,

I did a no obligation questionnaire quite a while back to see if I was owed any money from the discretionary payment car thing that’s going on. It said I was likely due money. Never thought any more about it as I didn’t sign anything. Then today I get an email from Courmacs saying that they have contacted VW and that they did use discretionary commission.

i didn’t sign anything legal contract to say to go ahead with this and when I reply to the email it bounces. When I go on their website to speak to someone it just gives me and email address to cancel which will include a £150 charge as I had 14 days cooling off period which I had no idea about either.

i have contacted VW finance to see if they have been in contact with them about me and to stop all proceedings but this has me concerned. Has anyone else had this and what happened? 

Thanks all
james

flaneurs_lobster

Go and have another look at that "no obligation questionnaire" that you completed, I bet there's some small print that says that by completing and submitting this form you have committed to an agreement. 

Hope I'm wrong.

MyRealNameToo

Jimi77 said:

I did a no obligation questionnaire quite a while back to see if I was owed any money from the discretionary payment car thing that’s going on. It said I was likely due money. Never thought any more about it as I didn’t sign anything. Then today I get an email from Courmacs saying that they have contacted VW and that they did use discretionary commission.

i didn’t sign anything legal contract to say to go ahead with this and when I reply to the email it bounces. When I go on their website to speak to someone it just gives me and email address to cancel which will include a £150 charge as I had 14 days cooling off period which I had no idea about either.

i have contacted VW finance to see if they have been in contact with them about me and to stop all proceedings but this has me concerned. Has anyone else had this and what happened? 

Most likely the form was a sign up to their service but there was no obligation if you cancelled within the 14 day cooling off period. If you dont do so then you become obligated because of the terms you agreed to. 

Agree with the above, go back and read what you actually agreed to. 

Jimi77

I wouldn’t even know where it was to look at the t&c it was just an advert I think. Oh well, it’s no win no fee I guess so if I don’t win no harm done and if I do win in the years to come that this will take, it’s money I didn’t have anyway. 

When I have won money back for things like this in the past it’s only been £100 or so so nevermind. 

This is an awful way of doing things and it’s pretty scummy but it is what it is I guess. 

Thanks
james

Nasqueron

Any social media advert suggesting you are owed money (an obvious fishing approach) and that they could somehow find out your private details like who you had car finance with despite such information not being in the public domain, should wave so many red flags you'd think you were at a vexillophile convention.