Should I share dashcam footage with 3rd party?

The_J_Londoner

The other day another driver clipped the side of my car with their wing mirror while overtaking me on a dual carriageway. Whilst I have front facing dashcam footage, it does not show the actual incident but I do believe it is strong circumstancial evidence, since the knock to my car is audible and so is mine/passengers immediate reaction. The wing mirror of 3rd party is also seen folded inwards, further indicating it hit my car.

3rd party continued driving and did not stop at the scene.

I obtained their insurance details via the MIB and have provided their insurer with the footage.

Their insurer is now asking me if they can share the footage with their policyholder (3rd party).

Whilst I would like to give the benefit of the doubt that the 3rd party might not even be aware of the incident and therefore want to see the footage to understand what the claim is all about, I am reluctant to give my permission as I see little benefit in doing so for the purpose of this claim.

To the contrary, I'm actually worried they may use it against me to "fabricate" their version of events based on the footage, or they may feel more confident disputing my version of events, given it doesn't actually show them hitting my car.

Would like to hear people's opinions on what I should do.

Should I give my permission to share the footage with the 3rd party, and if so, why or why not?

WellKnownSid

So, your video shows you driving along safely, there is suddenly an audible bang, shocked passengers, and the third party speeds past with a bent-in door mirror?

Presumably you did not suddenly swerve into their path or carry out an unsafe / unanticipated manoeuvre just prior to them hitting you?

I see no reason why you would not give permission to share the video.

Presumably they will have already denied it hence the reason to share the video.  I once made a complaint about a motorist whom I believed had driven past our house in a dangerous manner.  Police attended and spoke to the driver who denied everything and when the police then came to tell me that "there was nothing to see here", I was able to show them the video of him driving past with his kids standing and waving from the boat which was strapped to the top of his car.

Sometimes people don't have good situational awareness when they are driving - in my example, the chap clearly hadn't noticed his children climbing out of the car and onto the boat on its roof and was probably only sounding his horn and flashing his lights to communicate happiness to oncoming traffic.  A picture says a thousand words and a video is even better.

MyRealNameToo

The_J_Londoner said:

The other day another driver clipped the side of my car with their wing mirror while overtaking me on a dual carriageway. Whilst I have front facing dashcam footage, it does not show the actual incident but I do believe it is strong circumstancial evidence, since the knock to my car is audible and so is mine/passengers immediate reaction. The wing mirror of 3rd party is also seen folded inwards, further indicating it hit my car.

3rd party continued driving and did not stop at the scene.

I obtained their insurance details via the MIB and have provided their insurer with the footage.

Their insurer is now asking me if they can share the footage with their policyholder (3rd party).

Whilst I would like to give the benefit of the doubt that the 3rd party might not even be aware of the incident and therefore want to see the footage to understand what the claim is all about, I am reluctant to give my permission as I see little benefit in doing so for the purpose of this claim.

To the contrary, I'm actually worried they may use it against me to "fabricate" their version of events based on the footage, or they may feel more confident disputing my version of events, given it doesn't actually show them hitting my car.

Would like to hear people's opinions on what I should do.

Should I give my permission to share the footage with the 3rd party, and if so, why or why not?

You basically need to agree to share it, I'm surprised they even asked. If you were to rely on it in court it would have to be disclosed to them as evidence. The judge may certainly question why it wasnt shared at an earlier time and if they were in a particularly cranky mood may decide you are waisting court's time which can result in you having to pay costs even if you win.

facade

Share the footage. (Unless it shows you moved out towards them)

You otherwise have nothing to lose by sharing, and might gain a "non-fault" claim rather than "at fault", no loss of NCD, and the chance to claim your excess back.

If you don't share, then it is "he said, she said" and your insurer will likely just drop it and mark it down as "at fault" rather than throw money at a Court claim that is only 50% likely to succeed. 

Nasqueron

You claimed they hit you, they say they didn't.

If you choose not to share the footage, it'll be closed as a fault claim without recovery from the driver.

We had an incident at work where a third party driver damaged our building, we started the claim off the driver's insurance, he changed his mind and lied to his employer and said he'd not done it. His memory was successfully jogged by sending the employer CCTV footage showing him doing it and clearly showing him on site and we got paid.

elsien

With regards to the third-party not being aware, as someone who has been the third-party in that situation ( without the driving off  bit) believe me they will have been aware.  

The_J_Londoner

Thanks all for your replies.

Just in case it wasn't clear for my original post, I already shared the footage with the 3rd party's insurer.

For some added context, I was stationary (waiting behind a bus at a bus stop) when hit.

Having said that, why would this be a "he said, she said" situation? The insurer has the footage so are in no doubt about what they see/hear.

I'm trying to understand what the benefit would be in allowing the insurer to share it with their policyholder (i.e. the 3rd party driver)?

cw8825

If you have already shared it with the third party insurer. There is no benefit in not allowing them to forward it on.
they need to be able to discuss it with the driver

Nasqueron

The_J_Londoner said:

Thanks all for your replies.

Just in case it wasn't clear for my original post, I already shared the footage with the 3rd party's insurer.

For some added context, I was stationary (waiting behind a bus at a bus stop) when hit.

Having said that, why would this be a "he said, she said" situation? The insurer has the footage so are in no doubt about what they see/hear.

I'm trying to understand what the benefit would be in allowing the insurer to share it with their policyholder (i.e. the 3rd party driver)?

Likely to give them a chance to admit it and accept the payment rather than continuing to fight it, if they just say "we have footage" the holder might argue it wasn't them, or want to check it wasn't a clone plate or who knows what. 

Isthisforreal99

You are the one presenting it as evidence so are exoected to see it through to court as neccessary. The 3rd party insurer is not judge and jury, they will want their customers version of events.

1stTimer

The_J_Londoner said:

The other day another driver clipped the side of my car with their wing mirror while overtaking me on a dual carriageway.

The_J_Londoner said:

Thanks all for your replies.

Just in case it wasn't clear for my original post, I already shared the footage with the 3rd party's insurer.

For some added context, I was stationary (waiting behind a bus at a bus stop) when hit.

Sorry if I am being ignorant but this doesn’t make sense? Are there really bus stops on dual carriageways that allow you stop at?
Again apologies if there are I have just never heard or seen any