Student Loan Process When Moving Abroad

SakuraJade

I have a student loan that I am never going to be able to pay back. This is not by choice, I just can't afford to in my current situation at the time of writing this (yes I am working, no I cant afford to live in a place of my own). The interest is going up and it's not stopping. I have a 3 year, long distance partner who lives in a Scandinavian country and we are talking about me moving in with him sometime in the near future however during our research there is no clear instruction on how or if the student loan payback process changes if I were to move to a different country. 
If anyone has any knowledge to share about this, id be most grateful.
Questions like:
"Am I still expected to pay back?
"is there a financial form I need to fill out?"
"Will my partner be affected?"
"Does the expectation of payback change if I were to move in with my partner?" 
"Are there any useful equations I need to know about, that may help me to payback?"
"Will I need to follow the country's own loan system?"
"Will this stop us from one day getting our own place in the Scandinavian country?" 

marcia_

SakuraJade said:

I have a student loan that I am never going to be able to pay back. This is not by choice, I just can't afford to in my current situation at the time of writing this (yes I am working, no I cant afford to live in a place of my own). The interest is going up and it's not stopping. I have a 3 year, long distance partner who lives in a Scandinavian country and we are talking about me moving in with him sometime in the near future however during our research there is no clear instruction on how or if the student loan payback process changes if I were to move to a different country. 
If anyone has any knowledge to share about this, id be most grateful.
Questions like:
"Am I still expected to pay back?
"is there a financial form I need to fill out?"
"Will my partner be affected?"
"Does the expectation of payback change if I were to move in with my partner?" 
"Are there any useful equations I need to know about, that may help me to payback?"
"Will I need to follow the country's own loan system?"
"Will this stop us from one day getting our own place in the Scandinavian country?" 

 Yes you are still required to repay your loans based in your income not that of your partner 

https://www.ucas.com/repaying-your-student-loan-overseas#:~:text=The%20Student%20Loans%20Company%20explains,then%20determine%20your%20repayment%20schedule.

Voyager2002

Repayments of the student loan are based on your income: if you have a low income then repayment is deferred, in some cases all the time until the loan is eventually written off. 

This happens automatically for people who have a job in the UK, with HMRC providing information on income to the student loans agency, and deducting the appropriate amounts. If you live in another country then you have to complete a form each year to request deferral. 

If your income eventually increases above the threshold you are then expected to make payments, based on how much you earn. 

Nasqueron

You are required to tell them you are leaving and provide annual proof of income to see if you owe anything, highly unlikely any debt collectors will come especially if you are honest