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Refund to closed credit card

Hi, I have had to cancel our holiday we booked last year due to a change in circumstances. The refund went to a cancelled credit card, its been 3 months and still can't remember who I had it with. I know the last 4 digits and that is all, it over 1k refund.

Is there a way to find out who I've had cards with? (Used credit karma but its not clear)

Comments

  • JGB1955
    JGB1955 Posts: 3,880 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    How about asking the 'refunder' for the first 8 digits.  That should enable you to identify the card issuer.

    If the number starts with a 3 it's Amex, 4 it's Visa and 5 it's Mastercard.  You can use a BIN-checker website to narrow it down.
    #2 Saving for Christmas 2024 - £1 a day challenge. £325 of £366
  • la531983
    la531983 Posts: 3,212 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Time to start looking through all your emails for clues. Maybe look at internet banking to see if you have payees still set up, reference will be the full credit card number
  • Nasqueron
    Nasqueron Posts: 10,852 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Credit Karma / Clear Score or Experian all show the cards you have held for the last 6 years

    A closed account would either be held internally or returned

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • MyRealNameToo
    MyRealNameToo Posts: 1,083 Forumite
    1,000 Posts Name Dropper
    kingtup said:
    Is there a way to find out who I've had cards with? (Used credit karma but its not clear)
    Why's it not clear? 

    It should be showing you each account by card issuer, the date the account was opened and each month data was received. Your looking for an account that you no longer hold but which was still receiving data around when you booked the holiday last year
  • mta999
    mta999 Posts: 125 Forumite
    100 Posts Name Dropper
    You could start by contacting the cards that you know you had but are now closed and ask if any of them have had a refund of £1000+
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