Halifax legal expenses insurance.

Calibrator

We have a home insurance policy with Halifax Home Insurance, Halifax also provide our mortgage. As part of the home insurance we have legal expenses cover. Halifax clearly state that a firm called ARC Legal administer the legal expenses cover. My question is who is my legal expenses insurance contract with, Halifax or ARC Legal?

MyRealNameToo

Calibrator said:

We have a home insurance policy with Halifax Home Insurance, Halifax also provide our mortgage. As part of the home insurance we have legal expenses cover. Halifax clearly state that a firm called ARC Legal administer the legal expenses cover. My question is who is my legal expenses insurance contract with, Halifax or ARC Legal?

The bulk of your insurance policy is insured by Lloyds Bank General Insurance Ltd, LE cover however is from Royal & Sun Alliance Insurance Ltd but administered by ARC Legal and sold to you buy Halifax


May be better to explain the problem than try to get your head around the multiple layers in the supply and operations of insurance.