Stop using Edge Current Account but keep Edge Saver Account?

flaneurs_lobster

Slinky said:

DiamondLil said:

The answer lies here:

https://forums.moneysavingexpert.com/discussion/6601967/how-to-get-a-santander-edge-saver-without-using-the-current-account?utm_source=community-search&utm_medium=organic-search&utm_term=Santander+Edge+

Open the Edge current account. Deposit a nominal amount. Do not set up DDs and do not pay in the monthly requirement. 

I did this and have had the Edge saver for two years now. First year paying 7%, second year paying 6%.

Current account hasn't been used since the initial £10 deposit.

I've done the same, and so has my husband. As we also have a joint 123 account we are allowed 2 Edge savers each, so currently have £16K between us earning 6%. I've just closed and reopened a new Edge saver that was due to lower the interest rate next month.

You can also have two Edge current accounts as an individual and therefore two Edge savers. I have this, albeit one of them is fee-paying as the cashback from household bill DDs exceeds the fee by a few £.

35har1old

DiamondLil said:

The answer lies here:

https://forums.moneysavingexpert.com/discussion/6601967/how-to-get-a-santander-edge-saver-without-using-the-current-account?utm_source=community-search&utm_medium=organic-search&utm_term=Santander+Edge+

Open the Edge current account. Deposit a nominal amount. Do not set up DDs and do not pay in the monthly requirement. 

I did this and have had the Edge saver for two years now. First year paying 7%, second year paying 6%.

Current account hasn't been used since the initial £10 deposit.

You can put in more than the monthly payment and still not be charged the fee just don't have the DD

jameseonline

flaneurs_lobster said:

Slinky said:

DiamondLil said:

The answer lies here:

https://forums.moneysavingexpert.com/discussion/6601967/how-to-get-a-santander-edge-saver-without-using-the-current-account?utm_source=community-search&utm_medium=organic-search&utm_term=Santander+Edge+

Open the Edge current account. Deposit a nominal amount. Do not set up DDs and do not pay in the monthly requirement. 

I did this and have had the Edge saver for two years now. First year paying 7%, second year paying 6%.

Current account hasn't been used since the initial £10 deposit.

I've done the same, and so has my husband. As we also have a joint 123 account we are allowed 2 Edge savers each, so currently have £16K between us earning 6%. I've just closed and reopened a new Edge saver that was due to lower the interest rate next month.

You can also have two Edge current accounts as an individual and therefore two Edge savers. I have this, albeit one of them is fee-paying as the cashback from household bill DDs exceeds the fee by a few £.

As in personal, non joint?, if so how did I not know this.

I thought it was 1 solo + 1 joint this whole time.

I've never paid a few for my edge accounts, no direct debits setup, only ever had £1 in the current account majority of the time.

Nasqueron

jameseonline said:

flaneurs_lobster said:

Slinky said:

DiamondLil said:

The answer lies here:

https://forums.moneysavingexpert.com/discussion/6601967/how-to-get-a-santander-edge-saver-without-using-the-current-account?utm_source=community-search&utm_medium=organic-search&utm_term=Santander+Edge+

Open the Edge current account. Deposit a nominal amount. Do not set up DDs and do not pay in the monthly requirement. 

I did this and have had the Edge saver for two years now. First year paying 7%, second year paying 6%.

Current account hasn't been used since the initial £10 deposit.

I've done the same, and so has my husband. As we also have a joint 123 account we are allowed 2 Edge savers each, so currently have £16K between us earning 6%. I've just closed and reopened a new Edge saver that was due to lower the interest rate next month.

You can also have two Edge current accounts as an individual and therefore two Edge savers. I have this, albeit one of them is fee-paying as the cashback from household bill DDs exceeds the fee by a few £.

As in personal, non joint?, if so how did I not know this.

I thought it was 1 solo + 1 joint this whole time.

I've never paid a few for my edge accounts, no direct debits setup, only ever had £1 in the current account majority of the time.

I have two personal accounts, saw on here but it is in the account terms you can have two single or single and joint