MF Date 2037 - MOP it up by 2030?!?

_Dolly_Rocker_

Hello my fellow MFWers. 

I've decided to start a new thread now that I am debt free (4th June 2025) - yippeeeeee!

I took out my mortgage in 2021 for 16 years and I'd absolutely love to get it paid by 2030 but we've recently been told that our tiny team in work is being transferred to another department and our job is very likely to change which means that I will have to give up my 2nd job (dog walking). 

I'm going to be absolutely gutted if this is the case because without that 2nd income I will barely be able to pay the bills at all never mind have any hope to pay off my mortgage early but we'll just need to wait and see what happens. 

At the moment I'm keeping it all ticking over, working 7 days a week and instead of making any OP I'm saving due to the job insecurity. 

If I'm able to just keep things as they are then I can start the MOP with the aim to get this PIF by 2030!

_Dolly_Rocker_

2025/26 MOP
£8.00 - April
£8.00 - May
£8.00 - June
£8.00 - July
£8.00 - August

So I know it's not much but someone on the DFW board told me to round up my DD so did this before the start of the tax year. 

I think for the remainder of the year this will be the only OP I will make, just would rather save the money until I know my current income is secure then I can start with the higher monthly OPs.

I've got a bank account that I don't use so right now I have £2,468.00 saved, I'll continue to top that up as much as I can.