We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Combining credit limits on cards with same provider (Virgin)

Jazzking
Posts: 296 Forumite


in Credit cards
Hi,
Has anyone any recent experience of requesting credit limits be 'merged' when you have two (or more) cards from the same provider, in order to get one large limit on a better card, and then close down the old card?
I remember this being a thing in the early stoozing days with MBNA, and maybe Virgin and typically I've now got a relatively low limit on a new Virgin 0% no-fee BT card and have just paid off my previous Virgin card with a limit of 4x the new one. Obviously having a larger limit on the 0% no-fee card would be very beneficial to me...
Before I contact them, I just wondered what my chances are - is this still a possibility?
Has anyone any recent experience of requesting credit limits be 'merged' when you have two (or more) cards from the same provider, in order to get one large limit on a better card, and then close down the old card?
I remember this being a thing in the early stoozing days with MBNA, and maybe Virgin and typically I've now got a relatively low limit on a new Virgin 0% no-fee BT card and have just paid off my previous Virgin card with a limit of 4x the new one. Obviously having a larger limit on the 0% no-fee card would be very beneficial to me...
Before I contact them, I just wondered what my chances are - is this still a possibility?
0
Comments
-
Not with the same provider as you but I transferred part of a credit limit from one card to another recently and they said I could transfer it all across to one, providing there was no balance outstanding.0
-
I was able to do this recently with Santander on their chat service. Easy, no problems.0
-
Thanks both, good to know - here's hoping!0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.6K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards