Nationwide Flex current account maximum daily transfer allowance?

20122013

Does Nationwide Flex current account all have different maximum daily transfer allowance? 

As I have managed to transfer one amount from one of my Flex account to two different external banks before I hit my daily allowance.

Today, I have tried with my second Flex current account with a lower amount and it says I have exceeded my daily allowance.and I can try again after midnight,  so it will take me 3 days to transfer it all.

I was not able to find Arti (the Nationwide auto chat box) 'button' anywhere, as I wanted to find out whether I can increase my own daily transfer allowance? 

eskbanker

https://www.nationwide.co.uk/help/payments/transfer-limits-and-timescales/ explains their limits.

Are you specifically referring to FlexAccount, as opposed to all their other accounts which have Flex in the product name (FlexDirect, FlexPlus, etc)?

Ayr_Rage

The normal daily limit is £100,000 in total, but for new or infrequent payees that may be limited to £25,000.

It is NOT possible for these limits to be overridden by customer service agents or even by branch managers, I tried earlier this year.

If it is urgent you'll just have to pay for a CHAPS transfer.

20122013

Hello eskbanker 

I forgot, it was a Flex current account which I had  upgraded this account to a Flex Plus account last week:

I have 3 DD in use for a least 6 months

but no income paid into it

could upgrading to Flex Plus last week be the problem? as Principility is giving me errors so I cannot login to do anything.

Hence,  I have opened an account with Spring and did the £10 min balance (ie with £9 + £1) ok, but have set this Flex Plus account at the linked account and it seems they only allow one linked account.

PS I always found your questions very helpful

eskbanker

No idea if upgrading an account would cause this but wonder if the root cause might be the reduced number of banking days this week?  The article linked above implies that the clock is reset every day, but if it's every banking day (as at least some others are) then today would be seen as the same one as Saturday and Sunday, delaying the reset until tonight - which payments have you made so far and when?

20122013

eskbanker said:

No idea if upgrading an account would cause this but wonder if the root cause might be the reduced number of banking days this week?  The article linked above implies that the clock is reset every day, but if it's every banking day (as at least some others are) then today would be seen as the same one as Saturday and Sunday, delaying the reset until tonight - which payments have you made so far and when?

25/08/25 15.57pm transferred made to another external bank account and that was the first and final payment I am allowed to make today, and the message says afterr midnight I can make another payment.  

eskbanker

20122013 said:

eskbanker said:

No idea if upgrading an account would cause this but wonder if the root cause might be the reduced number of banking days this week?  The article linked above implies that the clock is reset every day, but if it's every banking day (as at least some others are) then today would be seen as the same one as Saturday and Sunday, delaying the reset until tonight - which payments have you made so far and when?

25/08/25 15.57pm transferred made to another external bank account and that was the first and final payment I am allowed to make today, and the message says afterr midnight I can make another payment.  

I was meaning what's the value of all transactions made (or attempted) since Saturday morning.

20122013

Hello eskbanker 

Attempted gbp 62000 but only allowed and transferred Gbp24990

nomorekids

money transfer is £25000 same for debit card payment also £25000

JGB1955

Ayr_Rage said:

The normal daily limit is £100,000 in total, but for new or infrequent payees that may be limited to £25,000.

It is NOT possible for these limits to be overridden by customer service agents or even by branch managers, I tried earlier this year.

If it is urgent you'll just have to pay for a CHAPS transfer.

I was able to transfer more than 3 x that amount several years ago, but it was to an existing Nationwide customer.  Guess things have got stricter since then.

Ch1ll1Phlakes

20122013 said:

Hello eskbanker 

I forgot, it was a Flex current account which I had  upgraded this account to a Flex Plus account last week:

I have 3 DD in use for a least 6 months

but no income paid into it

could upgrading to Flex Plus last week be the problem? as Principility is giving me errors so I cannot login to do anything.

Hence,  I have opened an account with Spring and did the £10 min balance (ie with £9 + £1) ok, but have set this Flex Plus account at the linked account and it seems they only allow one linked account.

PS I always found your questions very helpful

Based on the link provide by @eskbanker above, as your account has been upgraded I imagine it's either seeing the transfer as to a new account or the account you are transferring to is not transferred to very often from your Nationwide account. I imagine it's more likely the later as you say no income is paid into it and has 3 direct debits set up.