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Trading 212 cash savings in S&S ISA

I have money in both Cash ISA and S&S ISA with Trading 212.
I have noticed that I have a cash balance of around £50 from dividends in the S&S ISA which is getting 4.1% interest, better than the 3.85% which the Cash ISA is paying.  
I have already transferred money from Cash to S&S and invested, but can I transfer to S&S from this and other accounts but not invest? Is it worth it? 

For info, I currently have £30k in T212 S&S, and £50k spread between three different Cash ISA accounts.

Comments

  • wmb194
    wmb194 Posts: 5,030 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I have money in both Cash ISA and S&S ISA with Trading 212.
    I have noticed that I have a cash balance of around £50 from dividends in the S&S ISA which is getting 4.1% interest, better than the 3.85% which the Cash ISA is paying.  
    I have already transferred money from Cash to S&S and invested, but can I transfer to S&S from this and other accounts but not invest? Is it worth it? 

    For info, I currently have £30k in T212 S&S, and £50k spread between three different Cash ISA accounts.
    BIB; you can. Cash in the S&S Isa is invested in banks and qualifying money market funds (QMMFs) whilst in the Cash Isa it's just banks. The risks are very low but in theory QMMFs can fall in value so you're taking on a bit more risk for a slightly greater return.

    If you go into the menu and then select "interest on cash" it'll show you a breakdown of where your cash is being held,
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