Part-time Uni Course and UC

Blancmang25

General query:

Can some-one who works(9-3.30 in a school) and gets the carer element of UC study a part-time Certificate of Higher Education Course(2 year course 16-18 hours a week)?

Also will the student loan(for the course) affect the UC award?

peteuk

There isn’t enough information for someone to assist you fully. 

In general UC is reduced £1 per £1 for your student loan, equally if still working your UC will be reduced by 55p per £1, 

Given that you are working 30 hours and studying 16-18 hours this may question your ability to care for someone for 35 hours a week 

KxMx

If there is a loan available, UC will treat you as having taken it and reduce your UC award, even if you don't actually take the loan. 

huckster

Only student maintenance loans available to you, whether taken or not, would affect Universal Credit payments.

You need to find out if the course allows for student maintenance loans to be taken out. And get something in writing to confirm this information. Uc will ask you for this information.

andrewmp

Student loans for course fees aren't taken into account. As CertHE is a level 4 qualification, you may be entitled to a maintenance loan, in which case they'll deduct that pound for pound after a weekly disregard.

If the maintenance loan is available to you, which it probably is, then they'll deduct it regardless of whether or not you take it.

If it is actually a Post Graduate Certificate of Education, then it's a probably a level 7 course but a maintenance loan would be available for that too.