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15 year old debt,Carbot warrant of control

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Comments

  • RAS
    RAS Posts: 35,765 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Debts that are statute barred can still be pursued in court, but the only defence you need is that they are statute barred.

    Problems arise and CCJs can be issued if you don't defend the case.

    Got any more unopened mail knocking about?
    If you've have not made a mistake, you've made nothing
  • slayer2005
    slayer2005 Posts: 10 Forumite
    Part of the Furniture First Post Combo Breaker
    RAS said:
    Debts that are statute barred can still be pursued in court, but the only defence you need is that they are statute barred.

    Problems arise and CCJs can be issued if you don't defend the case.

    Got any more unopened mail knocking about?
    Possibly 😂 so I guess now the ccjs is applied is doesn't matter if I give them a ring and make them a offer. Or I can try set it aside, but doubt I would be able to argue my case as I ignored the previous letters 
  • ManyWays
    ManyWays Posts: 1,424 Forumite
    1,000 Posts Fifth Anniversary Name Dropper
    Apart from the CT arrears and the CCJ, do you have any other arrears on bills, debts that you are paying or old debts that you arent paying? 

    Are you buying or renting?
  • slayer2005
    slayer2005 Posts: 10 Forumite
    Part of the Furniture First Post Combo Breaker
    edited 22 August at 4:30PM
    ManyWays said:
    Apart from the CT arrears and the CCJ, do you have any other arrears on bills, debts that you are paying or old debts that you arent paying? 

    Are you buying or renting?
    Probably around 10k across the board. Only one I pay is the council tax arrears .
    Did look into a iva but they charge a fortune. Thought about bankruptcy. Funny thing is, my credit has gotten better the last year or so, probably because I haven't missed a payment in 2 years. I think a lot has fallen off the credit file .
    Oh and I rent, housing association.
  • fatbelly
    fatbelly Posts: 23,052 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    I think you are right to prioritise the council tax arrears.

    The court bailiff is not going to cause problems and will make a visit, maybe two, then return it to Cabot

    I assume you have too much surplus for a DRO and are reluctant to consider insolvency anyway.

    It's your choice . It seems the options are

    Continue to ignore
    Use court process to either vary the order or set it aside
    Make an informal payment arrangement
    Consider an insolvency solution


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