15 year old debt,Carbot warrant of control

slayer2005

Hi
So hopefully I can get some advice.
I had a overdraft maybe 15 years ago with Santander . Had some bad times so didn't pay it back. Then carbot bought the debt and now I've got a warrant of control, the dreaded 7 day letter. Now I admit I've ignored all the previous letters as I thought considering the age of the debt it would go away, but doesn't seem to be the case, ccjs got added and now the letter..what are my options. I no not to let them in or even have any communication with them "the bailiffs"
Also as far as I no I've never paid anything to carbot in regards to the debt amount, and haven't had any contact with them via phone "I think"

Many thanks.
Steve

ManyWays

How long ago did you get the CCJ?
Do you have a car that you own parked on the driveway or outside the house?
What are the rest of your finances like at the moment?

fatbelly

Are these the court bailiffs?

sourcrates

The debt would likely have been statute barred, and you could have used that as a defence to Cabot’s claim had you responded to it.

You can now apply to have this set aside, but there will be a cost for this, I’m assuming it’s the county court bailiff that has written to you, best advice is not to allow them entry, and park any cars well away from your house before they attend.

How much is the debt they are chasing for?

slayer2005

ManyWays said:

How long ago did you get the CCJ?
Do you have a car that you own parked on the driveway or outside the house?
What are the rest of your finances like at the moment?

Currently just a motorcycle. Going away with my kids in Sunday so going to put it in my neighbor's garden. I owe about 10k over older debts. Now I work full time but live on my own so sometimes it's a struggle so not that much surplus income.
And the ccjs was issued I think in June this year. That's why I'm confused. I didn't think a ccjs could be issued for a debt being so old .

slayer2005

fatbelly said:

Are these the court bailiffs?

Correct they are.

slayer2005

sourcrates said:

The debt would likely have been statute barred, and you could have used that as a defence to Cabot’s claim had you responded to it.

You can now apply to have this set aside, but there will be a cost for this, I’m assuming it’s the county court bailiff that has written to you, best advice is not to allow them entry, and park any cars well away from your house before they attend.

How much is the debt they are chasing for?

Yes county court bailiff. The debt is just over 2k. Was a Santander/abbey £1800 overdraft when I used to run a small business. Business bank account. 

ManyWays

So the CCJ isnt old, but you may still have difficulty arguing for a set aside as you simply ignored the court papers. 

slayer2005

ManyWays said:

So the CCJ isnt old, but you may still have difficulty arguing for a set aside as you simply ignored the court papers. 

Yes correct. I just didn't think they could issue a ccj for such a old debt. My mistake there!
What do you think my options are?
I mean just ignore the bailiff. Worried about attachment of earnings, that's what worries me the most!

slayer2005

ManyWays said:

So the CCJ isnt old, but you may still have difficulty arguing for a set aside as you simply ignored the court papers. 

Thinking maybe ring carbot and offer 20 quid a month. I have 3.5k council tax arrears and pay them 50 a month, so I can't really offer them anymore. Not sure how likely they are to accept that.

slayer2005

And I'll be totally straight. I was going through addiction last year hence the letters coming through the door where not my highest priority. Clean one year this week tho 💪