Universal credit and cash withdrawals

NedS

kingston1506 said:

pumpkin60 said:

   I take my universal credit out in full, I take my pip out in full. I have done for years. When I was on esa I took that out in full. I had to send bank statements to esa every year as I had savings, no one has ever asked what I spent my money on. I wish they paid me enough to ' stash it '  My savings have gone down over the 8 years I've been claiming but not by much, I have never been asked why!
   Once the money hits your bank it is yours to spend as you wish. 

Have you had a Universal Credit review at all? If so did they question your cash withdrawals? 

In what way, exactly, are they questioning it?

Did you make a cash withdraw? - yes

Why did you make a cash withdraw? - I like to use cash to help me manage my spending

What did you spend it on? - can't remember / regular monthly expenditure / none of your business (show me the UC Reg that makes that question relevant), or as I've already confirmed, I withdrew £x on that date.

Edit to add - the only relevant reason I can think for questioning cash withdraws is if someone appears to be making regular cash withdraws to keep under the capital threshold, so cash withdraws near the end of the AP where capital amounts are just under the threshold, or very large cash withdraws to reduce capital.

pumpkin60

kingston1506 said:

pumpkin60 said:

   I take my universal credit out in full, I take my pip out in full. I have done for years. When I was on esa I took that out in full. I had to send bank statements to esa every year as I had savings, no one has ever asked what I spent my money on. I wish they paid me enough to ' stash it '  My savings have gone down over the 8 years I've been claiming but not by much, I have never been asked why!
   Once the money hits your bank it is yours to spend as you wish. 

Have you had a Universal Credit review at all? If so did they question your cash withdrawals? 

     I had a review for uc 2 weeks ago and nothing has been asked. Once the money is in my account it's mine to do as I like with it. The money we get is what the government say we need to live on, therefore if I am ever asked I will just say that and my money  goes on the cost of living. Plain and simple. 
  

 

kingston1506

Ok thank you, I guess I have to wait until I get another review and see if they ask, I’m not drawing out thousands just the odd £50 here, sometimes £100 at max and it goes on living expenses, what can they do anyway, they can’t close my claim or suspend payments simply because I draw out cash here and there