Contradictory advice from Credit Report Insights from MSE Credit Club

MyRealNameToo

peter021072 said:

I'm not unduly worried, but I assumed it was a glitch in the MSE credit report or whoever does it for them.  

No, all the credit report website frequently give conflicting recommendations. Its the nature of the beast

ManyWays

born_again said:

fatbelly said:

No, it doesn't make logical sense to me. But then I don't work in the marketing department of a money lender.

Neither are the CRA money Lenders 🤷‍♀️

They aren't lenders but they are brokers. The CRAs and the free reports are regulated as brokers, so they get their money by you taking out credit from a lender.