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Deepest Darkest Devon Debt Decisions

Highlanddream
Posts: 142 Forumite

Hi All,
Well this months debt pay down is going to be a disaster , well instead of the 1000 I try to normally pay it will be 425. It is all my own fault. The weather has been nice, I have been busy with my allotment and my side hustle has come way down the list so the available money has also gone down considerably. I am hoping I can make it up a bit in September if the weather changes.
I have Pulmonary Sarcoidosis and I have discovered that if I keep off supermarket fruit and veg my symptoms decrease considerably - hence the going mad with growing. Goodness knows what is in it that makes things worse. I freeze / pickle/ dry everything I grow. Hoping to have enough to get through until March, fingers crossed.
I was hoping to get another card paid off by the end of Oct, but think I am dreaming now and it has really made me feel really annoyed at myself.
Well this months debt pay down is going to be a disaster , well instead of the 1000 I try to normally pay it will be 425. It is all my own fault. The weather has been nice, I have been busy with my allotment and my side hustle has come way down the list so the available money has also gone down considerably. I am hoping I can make it up a bit in September if the weather changes.
I have Pulmonary Sarcoidosis and I have discovered that if I keep off supermarket fruit and veg my symptoms decrease considerably - hence the going mad with growing. Goodness knows what is in it that makes things worse. I freeze / pickle/ dry everything I grow. Hoping to have enough to get through until March, fingers crossed.
I was hoping to get another card paid off by the end of Oct, but think I am dreaming now and it has really made me feel really annoyed at myself.
Sept 24 : £32000
May 25 : £14000
June 25 : £13000
July 25 : £12000
Aug 25 : £11880
May 25 : £14000
June 25 : £13000
July 25 : £12000
Aug 25 : £11880
0
Comments
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Hi, if it doesn't have any cost impact to you (interest) that you haven't made your target this month then I think you shouldn't worry. Your focus has rightly been where it will have the best impact for your health (and potentially your wallet) in the allotment. Take a deep breath and carry on. You will be really happy eating good stuff during the winter. V x0
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No interest thank goodness. Just had it all planned month by month. Hit target every month since last September
. I know it won't really impact overall just miffed. Thank you for the encouragement, much appreciated.
Sept 24 : £32000
May 25 : £14000
June 25 : £13000
July 25 : £12000
Aug 25 : £118800 -
Looking at your signature, you've made huge inroads already. Perhaps once the weather changes you could earn a little extra through surveys or something, but in the meantime being out on the allotment growing healthy veg has to be good. For a start, there's the exercise and vitamin D, but also think of the money you will save in future. Are you saving seed as well?I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
Yes I am saving seeds, hoping it will save money next year on seeds. I have actually managed to get a little enthusiastic with my side hustle today - bought a lot of stuff at auction to sell online but really pleased with my purchases so that should help me sell it
. It was raining which helped!
Sept 24 : £32000
May 25 : £14000
June 25 : £13000
July 25 : £12000
Aug 25 : £118801 -
Many years ago I used to sell saved seeds online - I don't know what the current regulations are, but I made it clear I couldn't sell abroad as I didn't have the necessary paperwork. I still got enquiries though. I also sold locally (FB marketplace, I think). It just occurred to me that you might be able to benefit from any surplus.
I hope the online sales go well.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
That is a good idea, I tend to give seeds to friends, it hadn't entered my head to sell them! My partner is away for a couple of weeks in September - I tend to get a lot more done when that happens, lol.Sept 24 : £32000
May 25 : £14000
June 25 : £13000
July 25 : £12000
Aug 25 : £118801 -
Right, tomorrow I start my side hustle again, I really need to do this. I can catch up if I work at it this month. Most of my crops have been harvested, I just need to water the polytunnel tomorrow. I don't go back to work until Wednesday. I can get to the allotment on Monday or Tuesday. It will make me feel better if I concentrate on hustle for a day or so.
I do want to make some pickled cucumbers in between.Sept 24 : £32000
May 25 : £14000
June 25 : £13000
July 25 : £12000
Aug 25 : £118802 -
40 quid today on my side hustle, it's a start.Sept 24 : £32000
May 25 : £14000
June 25 : £13000
July 25 : £12000
Aug 25 : £118803 -
Highlanddream said:40 quid today on my side hustle, it's a start.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
£100 today, yippy. Thanks @Cherryfudge.
I have made a load more passata today, in the freezer. Waiting for the melons to ripen in the polytunnel, I feel like a kid waiting for Christmas day, they are taking forever.Sept 24 : £32000
May 25 : £14000
June 25 : £13000
July 25 : £12000
Aug 25 : £118801
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