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Best way to buy a house in another part of the country that you intend to move to?
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Reddit is quite a good place for asking which are the nice areas to live in a county, local amenities, upcoming changes etc, worth posting there.Statement of Affairs (SOA) link: https://www.lemonfool.co.uk/financecalculators/soa.phpFor free, non-judgemental debt advice, try: Stepchange or National Debtline. Beware fee charging companies with similar names.0
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Exodi said:Albermarle said:Tabieth said:I’d focus on the area first. Where do they want to live (rather than just where can they afford a detached house). Then they should visit the area to suss it out and narrow down locations they like. As they have children presumably schools are also a factor here? But also factors like do they want a city, a town, a village? Where exactly? The midlands and the north are both very big areas with a lot of diversity within them. For example, York, Harrogate, Barnsley, Liverpool and Manchester are all in the north of England but are very different. At the same time they can be job hunting in the local areas and getting an idea of what’s available.Once they’ve done all of that I’d recommend they rent somewhere to make sure they really do like the area. Ideally the job offers and rental properties start at the same time. Then, when they are actualy living in their chosen area, they can house hunt without the disadvantage of living hundreds of miles away.
So as highlighted in bold in the post above, I would start with the type of place they would like to live.
Then with location, house prices only really drop significantly once you cross the historic England North/South split line which runs between the Wash and The Seven Estuary, although in reality it is not a dead straight line.
I would guess cheaper house prices only really start from Northampton on the M1, Grantham on the A1 and Birmingham on the M6
I think maybe the best idea might be to book a week long trip or so, spending a day or two in places like Northampton, Peterborough, Leicester, etc and seeing which she prefers - maybe following up with a week trip to her preferred area to make sure - then begin the job search and if successful trying to find a rental?
I suppose from then they can breath easy that they have a year to find and buy a house.
I guess the hardest bit will be her partner getting a job 3 hours from where he currently lives.
Will let her know - she's all about her kids (aged 3 and 4 I believe) so things like activities and playgrounds would be high up on the list of priorities.kimwp said:Beeston is nice - tram to the centre of Nottingham, lots of lovely green spaces and playgrounds and Nottingham puts on loads of activities for children.
I also wonder whether they would qualify for/be interested in shared ownership via a Housing Association? I'm sure you'll know about that and can signpost them to anything suitable but as I understand it, it's aimed at people just like your relatives who would struggle to buy a suitable home in the open market. Just a thought.0 -
Do they have friends and family in Kent? (including the kids) Will they be close enough to maintain the friendships and family ties if they move up north?
I know you say nothing tying them to Kent but sometimes it's not thought through thoroughly enough and there are regrets that are expensive to remedy in a couple of years.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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Brie said:Do they have friends and family in Kent? (including the kids) Will they be close enough to maintain the friendships and family ties if they move up north?
I know you say nothing tying them to Kent but sometimes it's not thought through thoroughly enough and there are regrets that are expensive to remedy in a couple of years.
Of course if they go 'Proper North' then it becomes more of a trek.0 -
Another thought regarding the labourer husband, could he secure a job whilst lodging somewhere Monday to Thursday night? My friend's husband did this many years ago for 6 months whilst working his probationary period. Once that was complete and they were certain things were going to work out, they sold their house, rented for a while whilst she found a job in the area and eventually they boughtMake £2025 in 2025
Prolific £229.82, Octopoints £4.27, Topcashback £290.85, Tesco Clubcard challenges £60, Misc Sales £321, Airtime £10.
Total £915.94/£2025 45.2%
Make £2024 in 2024
Prolific £907.37, Chase Intt £59.97, Chase roundup int £3.55, Chase CB £122.88, Roadkill £1.30, Octopus referral reward £50, Octopoints £70.46, Topcashback £112.03, Shopmium referral £3, Iceland bonus £4, Ipsos survey £20, Misc Sales £55.44Total £1410/£2024 70%Make £2023 in 2023 Total: £2606.33/£2023 128.8%1
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