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Nationwide direct debit alerts

BarGin
Posts: 978 Forumite


I'm thinking of switching my current account from Chase to Nationwide, retaining an account with Chase to continue being a customer. I don't keep a balance in my current account but helpfully Chase sends me an app reminder the day before payments are taken. Do NW do the same please?
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Comments
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Nope, NW don't have any kind of alerts1
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ThePirates said:Nope, NW don't have any kind of alerts2
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My calendar sends me alerts if I ask it to do this although the precise date may vary a little.1
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ThePirates said:Nope, NW don't have any kind of alertsYes, they do:...but they do not have the really useful alerts.3
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NW do have high and low balance alerts that you can set.
Also, if you have a scheduled payment that is going out and will take you into overdraft then you will get a warning message the day before.
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I also don’t keep much in my Nationwide FkexDirect account & have not set up any alerts. I regularly get a text from Nationwide on the morning a SO is due to go out telling me there isn’t enough in my account. By the time the text arrives, there is. I suspect it’s just that Nationwide initiates outward payments before processing inward payments.It has never caused a problem, other than the minor irritation.1
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Nationwide are notorious for being hopelessly old fashioned. If you want any sort of modern feature from your banking app then they aren't for you.2
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If you are thinking of switching I would definitely recommend Lloyds they send you alerts for pending direct debits money in and money out etc2
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mta999 said:If you are thinking of switching I would definitely recommend Lloyds they send you alerts for pending direct debits money in and money out etcUser name should now read NowWhereIWantToBe
Amount overpaid so far £8298 (2022)
Overpayment ready to add to funds when fixed deal runs out July 2027 £23968
Mortgage end date when taken out : July 2050
Mortgage current end date : January 2047
MFW #83 Overpayments for 2025
Jan £304 Feb £346 Mar £298 April £344 May £214 June £200 July £200
Daily interest £3.37
Percentage owned 48.5%0
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