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Nationwide direct debit alerts

BarGin
BarGin Posts: 978 Forumite
Part of the Furniture 500 Posts Name Dropper
in Budgeting & bank accounts
I'm thinking of switching my current account from Chase to Nationwide, retaining an account with Chase to continue being a customer. I don't keep a balance in my current account but helpfully Chase sends me an app reminder the day before payments are taken. Do NW do the same please?
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Comments

  • ThePirates
    ThePirates Posts: 369 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Nope, NW don't have any kind of alerts 
  • BarGin
    BarGin Posts: 978 Forumite
    Part of the Furniture 500 Posts Name Dropper
    ThePirates said:
    Nope, NW don't have any kind of alerts 
    Pity. Thank you.
  • grumpy_codger
    grumpy_codger Posts: 1,156 Forumite
    1,000 Posts Name Dropper Photogenic
    My calendar sends me alerts if I ask it to do this although the precise date may vary a little.
  • GeoffTF
    GeoffTF Posts: 2,159 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 14 August at 2:47PM
    ThePirates said:
    Nope, NW don't have any kind of alerts 
    Yes, they do:
    ...but they do not have the really useful alerts.
  • Ayr_Rage
    Ayr_Rage Posts: 2,976 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    NW do have high and low balance alerts that you can set.

    Also, if you have a scheduled payment that is going out and will take you into overdraft then you will get a warning message the day before.


  • badger09
    badger09 Posts: 11,638 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I also don’t keep much in my Nationwide FkexDirect account & have not set up any alerts. I regularly get a text from Nationwide on the morning a SO is due to go out telling me there isn’t enough in my account. By the time the text arrives, there is. I suspect it’s just that Nationwide initiates outward payments before processing inward payments. 
    It has never caused a problem, other than the minor irritation. 
  • Rob5342
    Rob5342 Posts: 2,482 Forumite
    1,000 Posts Third Anniversary Name Dropper
    edited 15 August at 8:27AM
    Nationwide are notorious for being hopelessly old fashioned. If you want any sort of modern feature from your banking app then they aren't for you. 
  • mta999
    mta999 Posts: 158 Forumite
    100 Posts Name Dropper
    If you are thinking of switching I would definitely recommend Lloyds they send you alerts for pending direct debits  money in and money out etc
  • NotWhereIWantToBe
    NotWhereIWantToBe Posts: 110 Forumite
    Fourth Anniversary 100 Posts Photogenic Name Dropper
    mta999 said:
    If you are thinking of switching I would definitely recommend Lloyds they send you alerts for pending direct debits  money in and money out etc
    Can you tell me how to activate these in the app please? I didn’t think they had them.  
    User name should now read NowWhereIWantToBe  

    Amount overpaid so far £8298 (2022)

    Overpayment ready to add to funds when fixed deal runs out July 2027 £24195


    Mortgage end date when taken out : July 2050
    Mortgage current end date : January 2047

    MFW #83 Overpayments for 2025
    Jan £304 Feb £346 Mar £298 April £344 May £214 June £200 July £200 Aug £227

    Daily interest £3.36
    Percentage owned 48.7%
  • wmb194
    wmb194 Posts: 5,125 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    NotWhereIWantToBe said:
    mta999 said:
    If you are thinking of switching I would definitely recommend Lloyds they send you alerts for pending direct debits  money in and money out etc
    Can you tell me how to activate these in the app please? I didn’t think they had them.  
    On the home page tap the top right icon of a person and a cog, ‘settings’ and then ‘notifications.’
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