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Replacement for 1 Year Savings Bonds if Interest Rates start to fall.

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  • aroominyork
    aroominyork Posts: 3,418 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    Mentioning the Royal London funds is useful because with CGT now 18%, CSH2 has lost some of its lustre. Of the four funds below, the benchmarks are:

    CSH2 (Amundi) and RL STMM: SONIA

    RL Short Term Fixed Income: SONIA + 0.5%

    RL Short Term Fixed Income Enhanced: SONIA + 1%.

    One year view below:

    Five year view below:

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