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Ebay - £5off if I use Klarna - worth it?

Hi All, 

There is £5 off a £70-£150 spend on eBay if I use Klarna to pay over three instalments. 

Apparently no interest charged and payments come out automatically over three months. 

I can afford the full amount in one go, so would only be doing this for the £5 off. And likely close the Klarna account immediately after. 

Has anyone done this? Is it worth it? Or is it not a good idea to get involved with Klarma unless you need to, which I don’t.. 

Thanks, 


Comments

  • Klarna make their money from pay in 3 from a kick back from the retailer and late charges so if you don't pay late  then you'll be £5 better off.

    Whether it's worth the time is up to you :) 


    In the game of chess you can never let your adversary see your pieces
  • RFW
    RFW Posts: 10,406 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper


    I can afford the full amount in one go, so would only be doing this for the £5 off. And likely close the Klarna account immediately after. 

    Has anyone done this? Is it worth it? Or is it not a good idea to get involved with Klarma unless you need to, which I don’t.. 
     


    Klarna is easy enough to use and you can automate the installments. If you want a free fiver go for it. From what I remember of using Klarna you can still pay it all off in one go unless it's part of the t&cs of the £5 bonus to keep to the installments. 
    .
  • sham63
    sham63 Posts: 1,091 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    I was tempted by the same offer, had to go through the sign-up process with Klarna first, they wanted a scan of my passport. 
    Needless to say, I didn’t bother proceeding just to save a one-off fiver! 
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