Business Paid the CCJ by cheque. How long until I'm certain it's cleared

PHK

Nationwide stopped automatically issuing chequebooks in 2012 and by 2019 all other banks had changed to "by request"

I'm nearly 60 and can't remember the last time I wrote a cheque or when I last had a cheque book. 

Until the late 80s I remember writing lots of cheques but by the mid 90s it would have been very few and far between. 

At work, we haven't issued cheques for a long time and only have one client who sends us a cheque - never understood why because as a business it costs them much more than a direct credit / CHAPS

MyRealNameToo

PHK said:

At work, we haven't issued cheques for a long time and only have one client who sends us a cheque - never understood why because as a business it costs them much more than a direct credit / CHAPS

In the early-mid 2000s we were still settling all claims by cheque but our system would print the cheques complete with signatures automatically for us. So I'd choose a letter with optional paragraphs, say to attach payment for £10,000 and as it was over my self authorisation limit it would go to a team manager to review and approve. In principle the letter with a cheque attached to the bottom was printed and posted overnight. 

onomatopoeia99

eskbanker said:

onomatopoeia99 said:

sheramber said:

There have been several posts from people who do not want to give their bank details.

Guess those people have never written their own cheques then!

The population of those who've never written a cheque, or even owned a chequebook, will continue to grow significantly - I've written plenty in my lifetime but haven't done so for many years and don't think I have any chequebooks anymore....

Last one I wrote was in 2011 for the contractor who built be a base for a prefabricated garage. He sounded horrified at the idea of a bank transfer so I didn't argue.

For several years before that I was averaging one a year. I can't see me ever writing another, but I did receive one (from Nationwide building society) at the completion of my father's probate a couple of years back. Why they had to post a cheque rather than asking for bank details is beyond me, but it obviously couldn't be scanned in app so I had to take it to a branch.

I would suggest that given the demographic the majority here will have written cheques, likely hundreds or thousands of the things. I have about a dozen old chequebooks with only the stubs and paying in slips remaining, so I've writtten a few hundred since I opened the account around 1990.

eskbanker

onomatopoeia99 said:
I would suggest that given the demographic the majority here will have written cheques

Quite possibly, but the point remains that those of a certain age will be familiar with doing that as a matter of course, while subsequent generations won't, and naturally the latter will continue to eclipse the former over time.

Perhaps also observing that the fraud landscape was entirely different when it was first deemed appropriate for account details to be printed on widely-shared pieces of paper, so it's maybe unsurprising that the concept seems alien to many who are more attuned to security and vigilance!

born_again

Shame OP has not been back to update.

Renfrewman

Sold some shares last month. Only option for payment to me was by cheque. Received and banked.