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Sister-in-laws added as financial associates

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AlCapwn
AlCapwn Posts: 36 Forumite
Part of the Furniture 10 Posts Combo Breaker
edited 10 August at 10:15AM in Credit file & ratings
I checked my credit file via checkmyfile and found an association with my former sister-in-law (now divorced from my brother). We never opened or shared any accounts.

Today I checked my file again, and now my other sister-in-law has been added!

In both instances, it was being reported by Equifax but does not give any specific details to narrow down why.

Any ideas what's happening here? I've raised a dispute via checkmyfile but I'm baffled why these were added in the first place. The dispute only works to remove the association and doesn't obtain details of why they are added in the first place.

My brothers and I have names which are spelt similarly (sigh!) - surely Equifax is not mixing us up?

Comments

  • Nasqueron
    Nasqueron Posts: 10,771 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    More than possible they have wrongly linked it 

    Unlikely but possible is the ex doing some fraud and your ID is now tied to it.

    File a notice of disassociation with Equifax and report it as dodgy

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • AlCapwn
    AlCapwn Posts: 36 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    The notice of disassociation is progressing - how do I also report it as dodgy? Also, any way to notify Equifax that they are potentially mixing us up?

    I plan to buy a house in the next year so don't want any surprises showing up at application time.
  • Nasqueron
    Nasqueron Posts: 10,771 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    https://help.equifax.co.uk/EquifaxOnlineHelp/s/complaint-page

    Escalate to the ICO if they do not take action in an agreed timeline

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

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