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Freehold service charge

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  • eddddy
    eddddy Posts: 18,038 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    ladyrose786 said:

    can't pay therefore the housing association has taken it courts 

    Are you planning to defend the claim (i.e. tell the court that you don't owe the money to the Housing Association)?

    If so, what would your defence be?

    It's not really viable to say something like "I'm don't owe the service charge to the Housing Association, because my solicitor didn't tell me that I would have to pay a service charge to the Housing Association."


    That would be a matter to resolve between you and your solicitor. It's not the Housing Association's problem.


  • ThorOdinson
    ThorOdinson Posts: 363 Forumite
    100 Posts First Anniversary Name Dropper
    We were in similar situation and it came out during the Home Buyer report search, our one is about £200 and it's been like this for nearly 10 years. I originally had the same feelings like you - what's the point of freehold if you have to pay service charge.. 

    But then we accepted it as the total cost for 20 years is £4000 and we really liked the house, and the area gets extra clean ups on top of the standard council ones, so not an issue long term.

    But yeah, legally not sure what you can do so leaving it for others to respond.

    It might go up though. They don't can it fleecehold for nothing.
  • nyermen
    nyermen Posts: 1,139 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Is this an Estate Rent Charge?  If so I'd research carefully - if something hasn't changed in law in the last few years, I believe they basically take your property off you (be granted a long lease?) if you don't pay?
    Peter

    Debt free - finally finished paying off £20k + Interest.
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