Car finance company hasn't been reporting my payments to credit reference agency

diarychick

Hello
i am half way paying off for my car which I have on finance, however I've just found out they have not reported any of the £300 a month payments I've been making for the last 2 years! What can I do? I had bad credit when I started paying this off and was hoping my credit score would improve after all my payments but nothing. I'm so disappointed. Any suggestions? 

Mark_d

Finance companies don't usually report your payments to all credit reference agencies.  Which ones did you check?

Nasqueron

As above, check Clear Score, Credit Karma and I hear now a basic Experian report is available free on their site (or maybe app?) - some lenders report to all 3, some may just use 1

Ignore the fake credit score

Don't take on unnecessary debt to improve the fake score, though if you needed to use finance then that is ok