HELP, is this a scam? I’m freaking out

FinancialJedi

Hi, 

I just recieved this via email. I’ve worked so hard  to be debt free and I am nearly there but I have a fear I have missed something along the way. Is this a scam? It’s set my anxiety off and I am panicking 

CliveOfIndia

I'd say it's almost certainly a scam - if nothing else, the appalling grammar is a giveaway.  Also, any genuine notice of this nature would be delivered via a good old-fashioned letter through your letterbox.

Can you show us the email address it came from?  That usually gives a pretty good clue as to whether it's genuine or not.

BlueonBlue

To get a CCJ the claim has to go to court .
Do you have a CCJ ?

I think what they are doing is what powerless debt collectors normally do to get cash ...manipulation .

FinancialJedi

No CCJs that I am aware of but I was so stressed a few years ago and in a mess so I constantly panic that something has been missed and I will end up back in this situation 

marcia_

 With that email it's definitely a scam. No professional legitimate business uses gmail they will  have their own website and email address 

BlueonBlue

Someone with more knowledge will clarify .......but it looks like std debt collector dribble/threats... attempting to illicit cash .

CliveOfIndia

Thanks for showing the email address.  Scam, 100%.  No legitimate company would ever use Gmail - or Yahoo, or Outlook, or any of the free providers that you and I would use.

Block the sender, delete the email and forget about it.

foxgloves

Agree that a proper company would have a professional business email account. The written English is also poor - usually indicative of a scam.

GrumpyDil

Yup 100% a scam just on the grammar. Add in the Gmail email address and lack of a website using that name just adds to that conclusion.

Don't engage with them.

FinancialJedi

Thank you so much everybody. I really appreciate your responses and your reassurance ♥️

fatbelly

I'm sure that one day these scammers will produce a text that is legally correct and believable.

For now we can just mark it 100% scam and block it without much thought