📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Third Party Payment to Next

Hi I made a TPP to NEXT via my online banking. The payment was authorised by my Bank however was declined by NEXT. The money has been debited from my bank account but has not reached NEXT. I have had no joy in getting my money back from either NEXT or my bank. Would welcome any advice on next steps! Many thanks

Comments

  • visidigi
    visidigi Posts: 6,575 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Was this a payment that should have had a reference number on it for say settling an account balance but it didnt?


  • Wagglewin
    Wagglewin Posts: 2 Newbie
    First Post
    It was for my NEXT account - I was not asked for a reference when making the payment. 
  • user1977
    user1977 Posts: 18,031 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Wagglewin said:
    It was for my NEXT account - I was not asked for a reference when making the payment. 
    If you don't give them a reference then how are they going to know whose account it's for?

    From their website:

    "Telephone / Internet Banking payments will take 3 working days to be applied to your account.

    You can also make a payment to Next from your bank account using the following details:

    Account Name: NEXT PLC

    Bank Account Number: 48917958

    Sort Code: 60-00-01

    Reference: Your Customer Number

    Your customer number can be found on top of your Next statement, delivery note or any correspondence received from Next.

    On most online banking services you will already find Next has been set up as a payee. Please ensure you quote your customer number."

  • visidigi
    visidigi Posts: 6,575 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Wagglewin said:
    It was for my NEXT account - I was not asked for a reference when making the payment. 
    So that's going to be the problem - as user1977 points out there's no way of them knowing the payment allocation without it.

    I suspect the payment wasn't rejected by NEXT, I suspect its in the account but un-allocated. Which means you will need to find someone at NEXT to reallocate the funds to your account. I don't think this is a 'your' bank issue as they haven't done anything wrong.
  • marcia_
    marcia_ Posts: 3,483 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
     I made a payment to next but put the wrong number in the reference box. Panicked when it didn't reach them when I got my next statement I rang them. They asked for the details of the account I used to pay and they found my payment and allocated it correctly. 
  • the_lunatic_is_in_my_head
    the_lunatic_is_in_my_head Posts: 9,396 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 5 August at 7:27AM
    If this is for a credit account OP you can use their complaints process detailed here:

    https://xcdn.next.co.uk/help/FAQs/PDF_FAQs/Complaints_FAQ_form.pdf

    They are likely to put more effort in to finding the payment if you have an open credit related complaint. 
    In the game of chess you can never let your adversary see your pieces
  • Ergates
    Ergates Posts: 3,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Wagglewin said:
    Hi I made a TPP to NEXT via my online banking. The payment was authorised by my Bank however was declined by NEXT. The money has been debited from my bank account but has not reached NEXT. I have had no joy in getting my money back from either NEXT or my bank. Would welcome any advice on next steps! Many thanks
    How long ago did this happen?
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.