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Is a Fresh Credit Check Done Before Car Insurance Auto Renewal?

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My car insurance is upfront or renewal soon - I always paid monthly (with no issues.) However, my credit score is not very good just now.

Will they do a fresh credit check before auto renewal, even though they have had no problems with me?

Thanks.

Comments

  • molerat
    molerat Posts: 34,634 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 31 July at 7:57PM
    Most likely yes.
  • MyRealNameToo
    MyRealNameToo Posts: 433 Forumite
    100 Posts Name Dropper
    My car insurance is upfront or renewal soon - I always paid monthly (with no issues.) However, my credit score is not very good just now.

    Will they do a fresh credit check before auto renewal, even though they have had no problems with me?
    Some do, some dont. Those that do may do so to decide if they will offer you a loan to allow you to pay monthly, others it impacts the price they charge you
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