DRO Approved - What Happens Next

ManyWays

I’ve also read people advising others to take a picture/screenshot of the Insolvency Register before the record of the DRO drops off, why would I need to do this 
Because it is the best proof that your DRO has ended. This is not often needed, but when it is, it is much simpler to be able to produce a screenshot rather than argue with a debt collector or get them to talk to the Insolvency Service.
It is easy and free, so why not do this?

Am I right in thinking that from August 1st I can earn more money, take a second job etc without having to declare my extra income.
Yes. All your obligations to report to the OR and all the DRO restrictions end.

It is usually hard to get a "normal" bank account so soon. I suggest it's not worth trying for at least 3 years.

Jamie_37

https://forums.moneysavingexpert.com/discussion/comment/82055442#Comment_82055442

Thanks for this, I was under the impression I would be able to get a normal current account and was looking to take advantage of a new customer offer (cash back) obviously this isn’t possible as you’ve pointed out so no problem.

Having looked at my Experian credit report I have MBNA (23rd September), Virgin Money (24th August) and NatWest Bank (5th August) which aren’t showing the correct default date which should be 31st July given that’s when the DRO was accepted.

Should I be contacting these companies directly to have the default date brought in line ??

Jamie_37

https://forums.moneysavingexpert.com/discussion/comment/82055621#Comment_82055621

I don’t have an issue taking a screenshot of the insolvency register I was just wondering why I would need to have one.

Apart from one letter when a debt was sold to a collection agency I’ve not heard from any of my five creditors in the last twelve months so I obviously didn’t think they’d be contacting me afterwards.

Thanks.