We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Boundary issue - vendors backtracking - advice please!

2»

Comments

  • ExEstateAgent
    ExEstateAgent Posts: 94 Forumite
    10 Posts
    So, why didn't the vendors sort this out at the time (when they got home from work!). 

    Sounds like a dispute - although it's a very minor difference and the strip of land's no practical use to either house it might mean you have a difficult person to contend with.

    Why can't the vendor sort this out and move that kerb border to reflect the original boundary? 
  • ryanm8655
    ryanm8655 Posts: 1,236 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    So, why didn't the vendors sort this out at the time (when they got home from work!). 

    Sounds like a dispute - although it's a very minor difference and the strip of land's no practical use to either house it might mean you have a difficult person to contend with.

    Why can't the vendor sort this out and move that kerb border to reflect the original boundary? 
    I think the issue is the person that did it is dead and the new neighbours moved in 5 years ago. 

    They did agree to just changing it on the land registry but have now backtracked, presumably because they don’t want to spend the money or because it’ll take too long. And are now denying it was ever an issue in the first place.

    August 2019: £28.8k

    November 2020: £0 (0% interest)

    My debt free diary: https://forums.moneysavingexpert.com/discussion/comment/77330320#Comment_77330320

    <br>

  • sheramber
    sheramber Posts: 23,222 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Tell them to update land registry or contact their neighbour to reinstate the correct boundary. 
  • ryanm8655
    ryanm8655 Posts: 1,236 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    A bit of an update…

    My lender has refused to lend unless they change the boundary on land registry to reflect the change.

    Any ideas on how long this will take? I’m hearing 6 months plus?

    August 2019: £28.8k

    November 2020: £0 (0% interest)

    My debt free diary: https://forums.moneysavingexpert.com/discussion/comment/77330320#Comment_77330320

    <br>

  • EssexHebridean
    EssexHebridean Posts: 24,726 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 25 August at 7:26AM
    That relies on the sellers being willing to make the change. If they are, then the time consuming (and costly) bit may well be getting an acceptable plan in place. Once the application is actually made, they can make an immediate request to expedite it on the basis that a sale of the property is underway, and it can then be remarkably quick after that. 

    I suspect it is more likely that they will pull out of the sale to you, then re-market, and the TA6 supplied to a future buyer will be missing any mention of the boundary change! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • ryanm8655
    ryanm8655 Posts: 1,236 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 25 August at 9:05AM
    That relies on the sellers being willing to make the change. If they are, then the time consuming (and costly) bit may well be getting an acceptable plan in place. Once the application is actually made, they can make an immediate request to expedite it on the basis that a sale of the property is underway, and it can then be remarkably quick after that. 

    I suspect it is more likely that they will pull out of the sale to you, then re-market, and the TA6 supplied to a future buyer will be missing any mention of the boundary change! 
    That’s helpful - thanks!

    I am likely to pull out myself tbh. My offer was accepted 5 months ago and they agreed to sort the boundary early on.

    Also what I’d do in the circumstances, although they’d have to get a new solicitor and market with a different agent to avoid it being an issue, as I understand it.


    August 2019: £28.8k

    November 2020: £0 (0% interest)

    My debt free diary: https://forums.moneysavingexpert.com/discussion/comment/77330320#Comment_77330320


  • Land_Registry
    Land_Registry Posts: 6,212 Organisation Representative
    Part of the Furniture 1,000 Posts Name Dropper
    If I have understood correctly next door took the bit of land to add to their driveway and removed the hedge that was a possible marker as to where the boundary originally was. 
    If so then it's unlikely to be the seller, the owner who 'lost the land', who needs to resolve this as we won't update the register simply based on the owner sending us a plan to say 'this is how it now is' for example
    Hence the lender was always going to say No having read the particulars of sale details provided
    The solution would normally lie with the neighbour to apply to register the land as their own - adverse possession to register their claim to now owning that land. You say they have only been there 5 years and the neighbour who claimed the land is deceased. If that's the case, and they didn't get a statement of truth/stat dec from the previous and now deceased owner then any application now will fail as they don't have enough years to fulfil the legal/registration requirements re the claim 
    The alternative is for the seller to transfer that bit of land to the neighbour by way of a transfer of part. If that's done then the request to expedite process can come into play as suggested but that simply gets the case to the processing start line - how long the race then is all depends on the conveyancers/parties involved getting their application and transfer right
    I suspect, but do rely on your conveyancer here, that the only option here is to complete a transfer of the land.
    If they do pull out of the sale and amend the particulars of sale that may not resolve matters unless the new buyer/conveyancer/lender don't query the registered title information being in conflict with the reality on the ground - if this was only highlighted by the seller's own admission then there's a possibility it won't be an issue for another buyer/lender if they remove mention as suggested. 
    Official Company Representative
    I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • WIAWSNB
    WIAWSNB Posts: 1,618 Forumite
    1,000 Posts Name Dropper
    ryanm8655 said:
    The following picture might make things clearer. The red line is roughly what the vendor disclosed as the boundary and indicated that the hedge line previously followed (this is also consistent with land registry).

    The houses are at an angle so the boundary isn't parallel, where as every other boundary edge on the street is parallel to the opposite boundary. It's obvious a corner has been cut off and this is also obvious from recent planning documents where the boundary is different to that on land registry.

    Do I care about the land itself? No, I wouldn't have noticed if they didn't disclose it but they did. It's just whether it's an issue for my lender and causes headaches when I sell down the line.

    'Your' hoosie is on the right?
    That's a semi or terraced?
    Any chance of an anonymised pic of the deeds map? (ideally for both)
    And that service cover - whose is that?
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.