We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Lowell Letter (vague threat) - advice appreciated
Comments
-
If you do pay the creditor you pay what you can afford and you don't have to submit any details.
If you do this set up a standing order ( not direct debit ) you should be able to go onto their website with your account number and just do it. Under no circumstances contact them otherwise they will try and get you to pay what they want not what you want.If you go down to the woods today you better not go alone.1 -
Thanks - should I try and do this before I receive a LBA?0
-
You still haven`t revealed what your strategy is yet?
Are you planning on making payment`s/waiting until they become statute barred/just ignoring, what is the plan???
If you are going to start making payments in all likelihood you will never get an LBA.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1 -
An LBA is always from the debt collector; not the court.Grumpelstiltskin said:Many Ways I didn't mean ignore a LBA, whet i was trying to say was that if the proper forms are sent then the information is being asked for by the court not the debt collection company.1 -
Thank you all for the advice, I will have a think about my strategy and next steps.1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
