Has anyone used Got You Covered for their car insurance?

The_Fella_London

Hi. I have been getting quotes for car insurance, and the cheapest I got, which does not involved fitting a tracker, was with a company called Got You Covered. They are significantly cheaper than the next one on the list (the quotes I got were through this site). Obviously this is a good thing, but I am also aware than cheap can sometimes mean nasty! Has anyone had any experience with this company, or heard any reports? Thanks in advance.

born_again

Just be aware with a tracker, they are monitoring your driving & can cancel the policy if it is not up to std. Leaving you to declare a cancelled policy going forward.
Is the saving big enough over a non tracker policy?

DullGreyGuy

The_Fella_London said:

Hi. I have been getting quotes for car insurance, and the cheapest I got, which does not involved fitting a tracker, was with a company called Got You Covered. They are significantly cheaper than the next one on the list (the quotes I got were through this site). Obviously this is a good thing, but I am also aware than cheap can sometimes mean nasty! Has anyone had any experience with this company, or heard any reports? Thanks in advance.

They are a small broker, seem to sell insurers standard policies rather than something bespoke to them given each insurer on their panel has different terms. 

Just make sure you read the policy book carefully and ensure it meets your needs. There are a variety of covers that some remove to make their base price cheaper (eg Driving Other Cars, Glass etc) which can be a good way to save if you dont need them and false economy if you do.