Car insurance for a business that carries passengers and goods

terika4e

Good morning, MSE community.

I am a self employed Tour Manager that provides a service of driving passengers (the Band) and goods (their equipment) to and from gigs and hotels.

I have recently been advised that I need "Hire and Reward including Passenger Carriage" or "PCV insurance (Passenger Carrying Vehicle)" insurance but cannot find a broker for this.

My current policy includes carriage of goods for hire and reward but expicitly states that this doesn't cover the carriage of passengers for hire and reward.

Any help is appreciated,

Cheers.

terika4e

EDIT: The vehicle is a van not a car.

cw8825

have you tried https://www.moneysupermarket.com/van-insurance/business-van/

terika4e

This only covers carriage of own goods, hire and reward/courier or haulge. I don't believe any include passegner carriage.

DullGreyGuy

terika4e said:

Good morning, MSE community.

I am a self employed Tour Manager that provides a service of driving passengers (the Band) and goods (their equipment) to and from gigs and hotels.

I have recently been advised that I need "Hire and Reward including Passenger Carriage" or "PCV insurance (Passenger Carrying Vehicle)" insurance but cannot find a broker for this.

My current policy includes carriage of goods for hire and reward but expicitly states that this doesn't cover the carriage of passengers for hire and reward.

Any help is appreciated,

Cheers.

Google "taxi insurance" - appreciate you arent a taxi but people who sell insurance to taxis will be able to organise an appropriate policy for your needs.