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Am I eligible for SDLT relief if previous property was joint owned? Even HMRC unclear!

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Hi Guys!

I am buying a £315,000 house for the first time as a solo applicant. 

Do I have to pay SDLT if I joint-owned from 2011 to 2015?

Am 'I' a 'first-time' buyer?

No one seems clear on this, not even HMRC!

Thanks in advance!

BD

Comments

  • DE_612183
    DE_612183 Posts: 3,732 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    No, you are not a first time buyer.

    It's pretty clear on the ,gov website:

    SDLTM29845 - Definition of a first-time buyer FA03/SCH6ZA/PARA6

    In order to count as a first-time buyer, a purchaser must not, either alone or with others, have previously acquired a major interest in a dwelling or an equivalent interest in land situated anywhere in the world, regardless of the value of that interest.

  • user1977
    user1977 Posts: 17,733 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    You never regain your FTB "virginity".
  • grumpy_codger
    grumpy_codger Posts: 969 Forumite
    500 Posts Name Dropper Photogenic
    I am buying a £315,000 house for the first time as a solo applicant. 

    Do I have to pay SDLT if I joint-owned from 2011 to 2015?

    Am 'I' a 'first-time' buyer?
    IIRC, even a FTB pays some (small) SDLT on a £315K house. 
  • UnsureAboutthis
    UnsureAboutthis Posts: 368 Forumite
    100 Posts First Anniversary Name Dropper
    No........
  • saajan_12
    saajan_12 Posts: 5,010 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    whats unclear? If you have owned a property before then this is not your first time buying.. 

    Otherwise people would just continuously buy in different groupings, as that group has never bought a property before. 
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