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Pressured into getting car i dont want it

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13

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  • droopsnoot
    droopsnoot Posts: 1,870 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Goudy said:
    Why don’t you want the car ?
    Why don’t you like the car ?

    which is more important to you; money or your dislike of the vehicle ?

    personally, I would just grit my teeth and spend the next 4 years saving up and looking forward to getting something I do want as opposed to going a few k in the red
    Perhaps the fact that it was the ex's choice of car makes this more difficult, a constant nagging reminder of the past. The OP just has to decide whether the money they'll almost certainly lose in getting rid of it is worth it. 
    Do you think taking a big financial hit on it just to get rid might be more of a nagging reminder of the past?

    But saying that, I think the fact it's a Grandad X is enough reason.
    The financial hit is a one-off, done and dusted and may be put to the back of the mind after a few months (depending on loads of things, obviously). The OP may be reminded of the past every time they get in the car for the next four years. In purely financial terms they should keep the car, of course, but once emotions start getting involved all that goes out of the window.

    As for the other part, well, fair comment. :)
  • WellKnownSid
    WellKnownSid Posts: 1,931 Forumite
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    Herzlos said:
    Lifes too short to be driving a car that makes you miserable. 
    How can a car make you miserable ? It’s only a tin box with some rubber at each corner, whose objective is getting you from A to B.
    I was once handed a brand new Ford Fusion by Hertz and covered over 300 miles in it.  It was like Ford had somehow managed to engineer out all of the fun of a Fiesta.
  • Goudy
    Goudy Posts: 2,153 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    edited 18 July at 1:14PM
    Herzlos said:
    Lifes too short to be driving a car that makes you miserable. 
    How can a car make you miserable ? It’s only a tin box with some rubber at each corner, whose objective is getting you from A to B.
    I was once handed a brand new Ford Fusion by Hertz and covered over 300 miles in it.  It was like Ford had somehow managed to engineer out all of the fun of a Fiesta.
    There are a few cars out there like that, but as you wrote you did 300 miles in it.
    You didn't hand it back and walk.

    I guess it's whatever is least painful.
    Driving a car you didn't want until the settlement met the valuation, say 18 month or so. 
    Or 
    Taking a financial hit now on the car to get me into another car I wanted.

    To me, I might take the hit if it was small enough (less than a grand) and could pay it off in cash rather than roll it into another finance deal.

    18 months of driving it is better in my book than dragging a debt created by it along for another 48 to 60 months. That extra debt might sully the next car as well.


  • Herzlos
    Herzlos Posts: 15,890 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Herzlos said:
    Lifes too short to be driving a car that makes you miserable. 
    How can a car make you miserable ? It’s only a tin box with some rubber at each corner, whose objective is getting you from A to B.

    Rover ownership aside (I loved mine, I found VW's to be horribly dull) from reading the first post, it sounds like the OP really doesn't like owning a car forced onto him (?) by an ex. 

    He'll lose a bit of money trading it in, but he'll also get to move on and into a car he actually wants/likes. 
  • rollingmoon
    rollingmoon Posts: 256 Forumite
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    You've not driven a Rover then?

    I quite liked my old 75; it cost £150 and lasted nearly three years with no breakdowns. Even got £70 of that back when I weighed it in.
  • WellKnownSid
    WellKnownSid Posts: 1,931 Forumite
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    You've not driven a Rover then?

    I quite liked my old 75; it cost £150 and lasted nearly three years with no breakdowns. Even got £70 of that back when I weighed it in.
    I quite liked the 200 / 400s.  Driven a 620ti, was a bit wayward.  The 75 always looked nice.

    When Rover was mentioned I was thinking they must have meant a Metro, the car designed to replace an icon.
  • facade
    facade Posts: 7,591 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You've not driven a Rover then?

    I quite liked my old 75; it cost £150 and lasted nearly three years with no breakdowns. Even got £70 of that back when I weighed it in.

    I take it from the prices that it wasn't a Proper 75- the P4, but one of those modern ones from the BMW era.
    They were quite good cars if you got the V6 auto.

    I loved my P6 V8, it is one of the cars I wish I still had in showroom condition (rather than as a couple of bucketfuls of iron oxide), the other is my MG Montego.

    Rover made good cars,  but they always suffered from rust (and oil leaks, Ford & Vauxhall only suffered from rust...)
    I want to go back to The Olden Days, when every single thing that I can think of was better.....

    (except air quality and Medical Science ;))
  • born_again
    born_again Posts: 20,458 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    iHush said:
    Not sure if it helps but its a HP agreement with Auto Money Motor Finance/CarFinance247
    This is one of the big dangers of 5 year finance on a 2nd had car...
    At least OP has a working car, unlike many who end up with a broken down car, needing big money spending to get running...
    So at least OP can off load for something else, even if it means taking a hit.
    Life in the slow lane
  • rollingmoon
    rollingmoon Posts: 256 Forumite
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    facade said:
    I take it from the prices that it wasn't a Proper 75- the P4, but one of those modern ones from the BMW era.
    They were quite good cars if you got the V6 auto.


    Yes, one of those new-fangled ones from about 25 years ago; a diesel. At the price point I choose to operate I don't get to choose trim levels or colours, which is fine because none of that interests me. It drove perfectly well, though, and I spent almost nothing on it in three years... unfashionable cars rule as far as I'm concerned! 

  • facade
    facade Posts: 7,591 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    facade said:
    I take it from the prices that it wasn't a Proper 75- the P4, but one of those modern ones from the BMW era.
    They were quite good cars if you got the V6 auto.


    Yes, one of those new-fangled ones from about 25 years ago; a diesel. At the price point I choose to operate I don't get to choose trim levels or colours, which is fine because none of that interests me. It drove perfectly well, though, and I spent almost nothing on it in three years... unfashionable cars rule as far as I'm concerned! 


    The diesels were ok too.  The ones to avoid were the K series engines, Rover's attempt at making an engine as unreliable as an ecoboom. Brilliant for the first 30,000 miles or so, then the water fell out and took the head gasket, and no-one could long term fix them then...
    I want to go back to The Olden Days, when every single thing that I can think of was better.....

    (except air quality and Medical Science ;))
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