Advice on savings and ISAs

LHW99

There are also a number of ordinary savings accounts / ISAs which are "easy access" but will reduce interest if you make a certain no. of withdrawals.

eg "App-based Atom Bank pays 4.75% (though the interest rate drops in any month you withdraw) so it's best for those who just want to store money, but with the ability to access it if needed."

https://www.moneysavingexpert.com/savings/savings-accounts-best-interest/

or

" Plum, 4.98% - 3.29% variable + 1yr 1.69% newbie bonus - Rate falls to 3.29% after 3 withdrawals/yr"

https://www.moneysavingexpert.com/savings/best-cash-isa/