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AA C/Card - Not Allowing Current Repayment
Fairycake_2
Posts: 52 Forumite
in Credit cards
Help! I have a repayment plan (arranged through Payplan) with all my debtors which I have been paying since August 2006 and I have not defaulted or made one late payment since this began (have also paid off over £8,000 in that time:rolleyes:) .
However, I recently received a letter from my AA credit card saying I was £12.04 in arrears. When I called them I was told that the agreement was only for one year "while you get back on your feet financially"!! I explained that I cannot affor to pay any more each month and that they are still, however, accepting my payments through Payplan. They weren't interested.
I have spoken to Payplan and they say not to worry about this as they have a new system in place where this happens after a year. Not worrying is easier said that done though. Payplan say that it is a way for them to try and get more money out of people by trying to put pressure on. They have advised me not to pay anymore as this could then have a knock on effect with my other creditors.
I was just getting confident that my financial troubles were on the way to being solved when this happens.
Anyone else had an issue like this?
However, I recently received a letter from my AA credit card saying I was £12.04 in arrears. When I called them I was told that the agreement was only for one year "while you get back on your feet financially"!! I explained that I cannot affor to pay any more each month and that they are still, however, accepting my payments through Payplan. They weren't interested.
I have spoken to Payplan and they say not to worry about this as they have a new system in place where this happens after a year. Not worrying is easier said that done though. Payplan say that it is a way for them to try and get more money out of people by trying to put pressure on. They have advised me not to pay anymore as this could then have a knock on effect with my other creditors.
I was just getting confident that my financial troubles were on the way to being solved when this happens.
Anyone else had an issue like this?
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