Severe disability premium and Pension Credits

Boodysaspie

I'm retiring in a few years time, and looking into how benefits change. I'll get full state pension, plus £150/wk from work pensions, which takes me over the Pension Credit threshold. However, on the Govt's Pension Credit overview https://www.gov.uk/pension-credit it says: 

"If your income is higher, you may still be eligible for Pension Credit if you have a disability <...>"

and later lists PIP Daily Living component as a qualifier (I receive this) for £82.90/wk.

Does this money entitle me to the other help which comes with "top-up" Pension Credit, e.g. Housing Benefit, Council Tax Credit, winter fuel etc?

TIA

Spoonie_Turtle

It will depend on whether you live alone or are treated as living alone, however even if so with work pension income of £150/week that will still probably take you over the threshold because that's raised by £82.90, less than the extra work pension you'll be receiving.

If you haven't already done so you should do a benefits calculation as if you are already pension age (and if you live with a partner, as if they are too) and see what happens.  Obviously the actual monetary amounts will change by the time you reach pension age in a few years' time but it'll give you an idea because state pension and pension credit amounts tend to raise by the same amount.

Housing Benefit and Council Tax Support can be applied for on the basis of life income even if you don't get Pension Credit, and currently the Winter Fuel Payment is paid to everyone, but as we know things can change suddenly so it's anyone's guess what the situation will be by the time you do retire.