We're aware that some users are experiencing technical issues which the team are working to resolve. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Removing fraudulent entries on my credit file

Options
Hi there, 

Is there a way of contacting transunion to do a proper dispute, I have two entries on my credit file that should not be there, but I an unable to explain my case in their dispute process. One of them I don't have an account for and another one did not go into default, it is in dispute and should not yet be on a credit file. I can prove all of this in court, but I don't even know how to get it that far as I can't find a way to contact them. Any help would be much appreciated. 

Comments

  • CliveOfIndia
    CliveOfIndia Posts: 2,480 Forumite
    1,000 Posts Second Anniversary Name Dropper
    The Credit Reference Agencies cannot (usually) amend the data that's been submitted to them by lenders.  Your best approach would be to contact the lenders who have placed the markers on your file and ask them to issue a correction to Transunion.
    It would be well worth while checking the other two CRAs as well to make sure they're not holding any incorrect data.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.7K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.4K Spending & Discounts
  • 243.7K Work, Benefits & Business
  • 598.4K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 256.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.