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By far the best advice is to borrow from your parents and pay them back. You really are best avoiding banks and credit cards unless you want to be sucked in to a cycle of debt.Don't lie, thieve, cheat or steal. The Government do not like the competition.
The Lord Giveth and the Government Taketh Away.
I'm sorry, I don't apologise. That's just the way I am. Homer (Simpson)0
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