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CCJ to Old Address - Can I still submit N244 to set aside after payment was made?

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Hello lovely people of MSE Forums,

I will detail the timeline further down, but in summary, last week I received a letter from DCBL for a CCJ issued against me (as the registered keeper) at an old address mid April. The parking incident was from June last year when the Driver (not me) was employed by a business (the Employer) at a retail park for the day. The Driver had communicated the registration number to the Employer to be exempt from the usual 4 hour maximum stay.

After finding the incredibly helpful newbies forum, I contacted the CNBC for PoCs and other details etc, and tuesday night sent a letter via email to DCBL and DCB Legal last night modelled after: https://forums.moneysavingexpert.com/discussion/comment/80636476/#Comment_80636476

We contacted the Employer on Wednesday to inquire if there was anything they could do to help. They called asking me to contact DCB Legal to consent to the Employer being able to discuss the case. In hindsight, I should have known better, but I went ahead. The Employer spoke with DCB Legal and after trying to explain the situation but making no ground, they decided to pay the full amount without consulting us.

My current questions are:

  1. Has paying off the CCJ worsened my situation? The CCJ was issued more than a month ago, and all the advice says not to pay it but I can’t figure out if that is because it will harm the N244 set aside application, or just because it is more money to have to claw back?

  2. If I am still able to submit an N244, is it worth it? Honestly, I want to fight this, to protect myself against the impact of a satisfied CCJ, and after reading so many stories on here I don’t want to let them get away with these unfair and predatory practices. That said, part of me thinks I should be realistic, accept that I am not out of pocket, and not risk another £300 in fees that I may or may not get back.

Thank you to all those who have taken the time to read this. I feel completely blindsided and lost, and really appreciate any guidance you have to share.


Timeline:

  • 09/23 - Moved house, promptly updated V5C, Licence, bank account etc. New V5C is dated 10/23, and Experian report shows new address from then as well - having issues with Checkmyfile but working on getting that done too.

  • 06/24 - The Driver was contracted for a day shift at the Employer’s premise at the retail park. They were informed they could park on the retail park premises and provided the reg no. to the Employer.

  • 11/24 - The Driver visits old neighbour and picks up post handed to neighbour by the new tenant:

    • 08/24 LBC from Parkineye demanding £125, referring to a 06/24 NtK (alleging it was sent to multiple addresses)

    • 10/24 Notice of Debt Recovery from DCBL for £170.

    • Outside of the 14 day window stated, the Driver thought it best to contact the Employer. I can’t remember exactly, but I believe they said they would handle it so we did not question further.

  • 14/06/25 - Return home from a trip to find Letter from DCBL dated 02/06/25 - Unpaid CCJ - Judgement date Mid 04/25 - Client DCB Legal (The first letter delivered to my current address)

  • 16/06/25 - Foolishly call DCBL in a panic to find out what the CCJ is for. They inform me that Parkingeye was the claimant, and that on 10/06/25 my old landlord had contacted them to tell them I was not living at that address (as it seems the tenant had received more letters I was not made aware of)

  • 17/06/25 - after finding this forum, I called CNBC to ask for the PoC, claimant’s name, and which address claim documents had been sent to. Sent the letter via email to DCB Legal and DCBL, and through DCB Legal’s web form.

    • Additionally requested the DPOs of both the above and Parkingeye to erase any previous address, explicitly including the one the claim was issued to, and only use my current address and email to communicate.

  • 18/06/25 - We speak with the Employer, I authorise DCB Legal to discuss the case with the Employer, and the Employer calls them, eventually paying the full amount.



Comments

  • Coupon-mad
    Coupon-mad Posts: 150,950 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yes they've hugely worsened your position. Removed your leverage and left you with a CCJ for 6 years. Terrible.

    Now there is nothing in it for DCB Legal to lift a finger to consent to set aside the CCJ.
    PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
    CLICK at the top or bottom of any page where it says:
    Home»Motoring»Parking Tickets Fines & Parking - read the NEWBIES THREAD
  • Thanks for the reply @Coupon-mad. Just to be clear do I still have the option to move forward with the N244 application to set aside?
  • Car1980
    Car1980 Posts: 1,305 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 25 June at 7:49PM
    Yes. Sometimes a Claimant will consent to a set aside on the condition that the payment is made first.

    You're unlikely to get your £313 back though. But you can try and go for consent by playing hard ball ie. what exact arrangement did you have for this permission to speak to DCB? Permission to speak is not the same as permission to pay them. In other words, what did DCB actually say or write with regards to this permission?
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