Will there be increased annual insurance costs following a non-fault car accident.

cw8825

OhWow said:

I've called my insurer back about this non-fault claim (all sorted very quickly by the other driver's insurer Admiral) and he said it will affect my renewal premium. His first suggestion was that I contact Admiral and ask them to arrange a payment for the rise in my annual insurance premiums due to their client.

Unless you were already given a renewal price and now have the higher cost in writing, I don't see how you can quantify the cost your claiming for.

as before you may be given some go away money 

ThorOdinson

Just ask your insurer what the difference between their offer with and without the claim considered is. It is easy enough for them to check.

cw8825

ThorOdinson said:

Just ask your insurer what the difference between their offer with and without the claim considered is. It is easy enough for them to check.

If they haven't already priced the renewal they are not going to do a quote with and then without 

ThorOdinson

cw8825 said:

ThorOdinson said:

Just ask your insurer what the difference between their offer with and without the claim considered is. It is easy enough for them to check.

If they haven't already priced the renewal they are not going to do a quote with and then without 

Mine did years ago. I just called and asked what difference the claim made and after a minute the agent told me.

DullGreyGuy

ThorOdinson said:

cw8825 said:

ThorOdinson said:

Just ask your insurer what the difference between their offer with and without the claim considered is. It is easy enough for them to check.

If they haven't already priced the renewal they are not going to do a quote with and then without 

Mine did years ago. I just called and asked what difference the claim made and after a minute the agent told me.

But thats just one insurer, most people shop around, plus with some insurers a single non-fault claim on an otherwise good record won't increase premiums. 

ThorOdinson

So just do your first comparison without the claim, then add it. Half the time when I log in to those sites they refresh the quotes before I've had a chance to review the information anyway.