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hello,
so I have a DRO that started September 2024. my concern at the moment is I obviously don’t have much disposable money a month and my washing machine has packed up. currently on the look out for a cheap 2nd hand one but just in case - how does it stand with a DRO if I was to apply for a loan through salary sacrifice at work? obviously would only need the minimum amount so £500 i doubt it would be approved anyway hence really hoping i could get a 2nd hand one but just wondered if anyone could advise?
thanks.
so I have a DRO that started September 2024. my concern at the moment is I obviously don’t have much disposable money a month and my washing machine has packed up. currently on the look out for a cheap 2nd hand one but just in case - how does it stand with a DRO if I was to apply for a loan through salary sacrifice at work? obviously would only need the minimum amount so £500 i doubt it would be approved anyway hence really hoping i could get a 2nd hand one but just wondered if anyone could advise?
thanks.
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Good working washing machines can be picked up for less than £50 on Facebook marketplace.
It only needs to last a year, until the DRO ends, more credit might cause you problems.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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