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Desperate CCJs removel help. X
LB1981
Posts: 2 Newbie
Hi I had a dispute with a estate agent over covid they were furloughed and alla services promised we didn't get.
I disputed and defence this with thier solicitors it was 2020.
The court said they didn't receive any paperwork to defend. I sent again
I received confirmation the case was set aside. 11.2.2023
I recieved another to say the defendant did file a DQ didn't come to thier attention. Judgement was wrongly full enetered.
Went to court 2023 1st hearing was on teams couldnt hear each other so judge ask to rearrange. Their solicitor was very annoyed as travelled 200 miles to be there he told me
2nd hearing I emailed the claiments solicitors to ask when next heating was he said tomorrow I said I can not make tomorrow. He asked if I'm joking I said no so it went ahead then the solicitors offered me a payment plan as I was now a single parent. I accepted and as this was set aside and after 3 years of defending I was glad it was over.
July 2024. I started looking for mortgage and seen it I called straight away paid balance and asked him to help me get this off my credit score.
How ever the cpurt say they told me 5 times they will no longer speak to me same as the claiments solicitors.
I camt afford a solicitors I've tried every helpline you could advice. The cpurt will not have a discussion as to why it was set aside then not. They didn't receiev documents but then did. I can not get a mortgage with this ccj even as satisfied. Believe me I've tried.
Can anyone offer any help x
I disputed and defence this with thier solicitors it was 2020.
The court said they didn't receive any paperwork to defend. I sent again
I received confirmation the case was set aside. 11.2.2023
I recieved another to say the defendant did file a DQ didn't come to thier attention. Judgement was wrongly full enetered.
Went to court 2023 1st hearing was on teams couldnt hear each other so judge ask to rearrange. Their solicitor was very annoyed as travelled 200 miles to be there he told me
2nd hearing I emailed the claiments solicitors to ask when next heating was he said tomorrow I said I can not make tomorrow. He asked if I'm joking I said no so it went ahead then the solicitors offered me a payment plan as I was now a single parent. I accepted and as this was set aside and after 3 years of defending I was glad it was over.
July 2024. I started looking for mortgage and seen it I called straight away paid balance and asked him to help me get this off my credit score.
How ever the cpurt say they told me 5 times they will no longer speak to me same as the claiments solicitors.
I camt afford a solicitors I've tried every helpline you could advice. The cpurt will not have a discussion as to why it was set aside then not. They didn't receiev documents but then did. I can not get a mortgage with this ccj even as satisfied. Believe me I've tried.
Can anyone offer any help x
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Comments
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Sorry about my spelling0
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What evidence do you have that it was set aside?All shall be well, and all shall be well, and all manner of things shall be well.
Pedant alert - it's could have, not could of.0 -
What date was the judgement registered on your credit file?I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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Set aside just means that the claim is rolled back to the initial stage to give you the chance to submit a defence that the court will consider.
It is quite possible that the judgement was set aside, then reinstated by the court
If it is now paid, it can be marked satisfied
It will drop off completely at the 6-year point
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