Direct claim through MIB or use solicitor?

nofineplease

No my belongings are not covered by anything.

HillStreetBlues

If it's the other drivers fault you should easily get one that doesn't deduct anything from the payout, they just claim their fees from MIB.

DullGreyGuy

HillStreetBlues said:

If it's the other drivers fault you should easily get one that doesn't deduct anything from the payout, they just claim their fees from MIB.

What fees they can claim from the third party depends on the level of compensation being claimed and therefore which track of the courts it would have gone through. For example a whiplash claim under 2 years in duration will get no payment for the solicitor because it's under £5k and so now in the small track. Even if it was over £5k but under £10k then the solicitor will get £300, given thats the about 1hr of an experienced lawyer or 2 hours of a trainee paralegal you can understand why most add a success fee on top and may give you clues on the business model of those solicitors who arent charging a success fee. 

Obviously this assumes they are successful, if they are unsuccessful then they get nothing and so their pricing has to cover those cases in which they dont win.